I wrote a concise, $5 book summarizing this site. You can buy it here. I track all of my investments with Personal Capital.
Looking for the 2014 categories?
I’m a big fan of the Chase Freedom card, with its simple 1% cash back on everything and 5% on rotating categories. The sign up bonus is also excellent: $100 cash back with only $500 in purchases in the first 3 months. Sometimes you can even receive a $200 cash back bonus, if you receive an offer through the mail.
In 2013, 6 months of the year will be 5% back on gas purchases, which is my primary credit card purchase. The other categories are not quite so exciting for me, but I’ll certainly use the card for my restaurant purchases in the 2nd quarter of the year. Also, 5% back on Amazon.com purchases in December will be nice for Christmas shopping.
Here are the 2013 Chase Freedom 5% Cash Back Categories in text format:
January – March (1st Quarter): Gas Stations, Drugstores, Starbucks stores
April – June (2nd Quarter): Restaurants, Movie theaters
July – September (3rd Quarter): Gas Stations, Theme Parks, Kohl’s
October – December (4th Quarter): Select department stores, Amazon.com
And here’s a handy graphic from Chase.com:
Note that in order to receive the 5% cash back bonus, you must activate your card. This is an incredibly simple, 1-click process. Chase reminds you to activate via email, text message, in your statement, and if you call their customer service department, they will ask if you want to activate as well. You can even retroactively activate for a quarter and still receive the extra points.
The #1 Website I Use to Achieve Financial Independence Faster
I have investment accounts all over the place. To keep track of all of them in one place I use Personal Capital. It combines all of my accounts, shows me where I may be overpaying in fees, and provides beautiful charts showing my overall asset allocation and performance.
I use Personal Capital to track my Roth and Traditional TSP, Vanguard IRAs, banking accounts, SDP, and my Betterment taxable account, all in one place. It's free, secure and presents me with a one-stop dashboard so I can see all my money on one site.
Read my full review of Personal Capital and see how easy it can be to manage your investments in one place. Trust me, once you try it, you'll love it.
P.S. - If you have over $100,000 of assets and a 401k, you really need to run the Personal Capital 401k Fee Analyzer.