After the TSP, I invest my money in Betterment and Vanguard. I track all of my investments with Personal Capital. I also wrote a short, 2 hour book summarizing this site. You can buy it here.

adv_returningWarriors_thumbnail_chartIf you can answer yes to all of these questions:

  1. Do you have USAA auto insurance?
  2. Are you active duty or reserve military?
  3. Have you returned from an OCONUS deployment in the last six months?
  4. Do you have 5 minutes to answer a 10 question survey about your post-deployment driving habits?

Then USAA wants to give you $25.

The USAA page “Tips for Driving After Deployment” is in response to a 2010 Department of Veterans Affairs report that service members returning from deployment experience more traffic accidents. USAA conducted a study of their own and found that each deployment increased a service member’s risk of an at-fault accident by 12%.

Seeing as USAA has been serving the military community for over 90 years, (and they insure millions of military drivers), they decided to reach out to returning service members. The result is a 10 question survey that offers helpful tips to changing driving behavior that may have been ops normal in Afghanistan or Iraq, but isn’t as safe back home in the States.

I took the survey myself last week and while most of the questions weren’t relevant (I’ve never driven in a convoy), it was still helpful to re-cage my driving behaviors after my most recent deployment. Not having driven a vehicle for 3 months meant I was quite rusty and it took a week for driving at speed to feel normal again.

USAA deposited the incentive 3 days after I took the survey. They also promise that they won’t use the information in setting insurance rates. $25 for 5 minutes of my time? Fair trade! Thanks USAA!

2 Websites I Use to Achieve Financial Independence Faster

I have investment accounts all over the place. To keep track of all of them in one place I use Personal Capital. It combines all of my accounts, shows me where I may be overpaying in fees, and provides beautiful charts showing my overall asset allocation and performance.

I use Personal Capital to track my Roth and Traditional TSP, Vanguard IRAs, banking accounts, SDP, and my Betterment taxable account, all in one place. It's free, secure and presents me with a one-stop dashboard so I can see all my money on one site.

Read my full review of Personal Capital and see how easy it can be to manage your investments in one place. Trust me, once you try it, you'll love it.

P.S. - If you have over $100,000 of assets and a 401k, you really need to run the Personal Capital 401k Fee Analyzer.

The best way I know to achieve financial independence is to keep your investments simple, diversified, automatic, and low-cost. Costs eat into your returns like you wouldn't believe! A 1% difference in expense ratios can mean $100,000s lost to fees over a lifetime of investing.

Even if you're a DIY (do-it-yourself) investor like I am, you need to check out Betterment. You can read my full review here, but the bottom line is for only $250 per $100,000 invested (0.25% expense ratio) you get simple, diversified, and automated investing. In addition every account now gets free Tax Loss Harvesting+ features, which should increase returns for the average investor more than the minuscule management fee.

If you're not a DIY investor or are just getting started with investing, then you definitely need to check out Betterment. It's what I recommend to my family and friends who aren't strong investors or don't care to learn about asset allocations, diversification, or rebalancing.

USAA Wants to Give you $25 for Completing a 5 Minute Survey

One thought on “USAA Wants to Give you $25 for Completing a 5 Minute Survey

  • December 15, 2014 at 13:57

    Thanks Spencer! This put a little gas in my car!


What are your thoughts?