After the TSP, I invest my money in Betterment and Vanguard. I track all of my investments with Personal Capital. I also wrote a short, 2 hour book summarizing this site. You can buy it here.
Berlin Street Art "The Flash" 2010
Berlin Street Art “The Flash” 2010

This morning my guest post about the benefits of joining the military versus going to college went live on Financial Samurai. If this is your first time to my site, welcome! You can learn more about me here.

The short version is I’m an active duty US Air Force officer who researches and write extensively on achieving financial independence using your military pay and benefits. I started this site in 2012 as a lieutenant and I’ve been in the military since 2010. I get to travel a lot for my job and like to share pictures I take around the world. Since 2012 I’ve been to

I’ve compiled a list of my best posts for both my military and civilian readers. If you would like to read more about achieving financial independence in the military, check out the posts below.

Best Financial Articles for Military

Best Financial Articles for Civilians and Military

2 Websites I Use to Achieve Financial Independence Faster

I have investment accounts all over the place. To keep track of all of them in one place I use Personal Capital. It combines all of my accounts, shows me where I may be overpaying in fees, and provides beautiful charts showing my overall asset allocation and performance.

I use Personal Capital to track my Roth and Traditional TSP, Vanguard IRAs, banking accounts, SDP, and my Betterment taxable account, all in one place. It's free, secure and presents me with a one-stop dashboard so I can see all my money on one site.

Read my full review of Personal Capital and see how easy it can be to manage your investments in one place. Trust me, once you try it, you'll love it.

P.S. - If you have over $100,000 of assets and a 401k, you really need to run the Personal Capital 401k Fee Analyzer.

The best way I know to achieve financial independence is to keep your investments simple, diversified, automatic, and low-cost. Costs eat into your returns like you wouldn't believe! A 1% difference in expense ratios can mean $100,000s lost to fees over a lifetime of investing.

Even if you're a DIY (do-it-yourself) investor like I am, you need to check out Betterment. You can read my full review here, but the bottom line is for only $250 per $100,000 invested (0.25% expense ratio) you get simple, diversified, and automated investing. In addition every account now gets free Tax Loss Harvesting+ features, which should increase returns for the average investor more than the minuscule management fee.

If you're not a DIY investor or are just getting started with investing, then you definitely need to check out Betterment. It's what I recommend to my family and friends who aren't strong investors or don't care to learn about asset allocations, diversification, or rebalancing.

Welcome Financial Samurai Readers

What are your thoughts?