Military Money Manual

I am an active duty Air Force officer investing for financial independence by age 40.

Menu

  • $200+ Credit Card Bonuses (Apr 2018)
  • Military Money Book
  • Free Wealth Management
  • All Posts
  • About
    • Advertising Disclosure
  • Contact Me

Military Life

How I Respond to the IRS Combat Zone Tax Letter (CP04)

How I Respond to the IRS Combat Zone Tax Letter (CP04)

For the past 5 years, I claimed CZTE or Combat Zone Tax Exclusion income on my tax returns. Every year after I file my taxes, I receive a CP04 Notice from the IRS, asking to verify that I am eligible

Spencer April 2, 2018March 25, 2018 Military Life, Taxes No Comments Read more

AfterVault Military Discount: 30% Off!

AfterVault Military Discount: 30% Off!

Expires June 30: Get 30% off monthly (for 6 months), annual, or lifetime Aftervault plans! Use this link and coupon code “MMMANUAL” for a 30% off military discount! AfterVault offers an online, secure, and affordable storage solution for your most

Spencer March 19, 2018March 22, 2018 Insurance, Military Life No Comments Read more

How to Survive a Government Shutdown 2018

How to Survive a Government Shutdown 2018

For the 2nd time in my Air Force career, Congress has failed to perform their duties and fund the government. As of 21 Jan 2018, the Republicans have objected to a Democrat motion to continue to pay servicemembers during the

Spencer January 21, 2018January 21, 2018 Military Life, Military Pay, USAA 1 Comment Read more

Common Misconceptions and Mistakes Surrounding the GI Bill

Common Misconceptions and Mistakes Surrounding the GI Bill

The following is a sponsored post from Medals of America. Heather Lomax is a contributing writer and media relations specialist for Medals of America. She writes for a variety of military blogs and is especially interested in ensuring service members

Spencer January 12, 2018January 12, 2018 Guest Post, Military Life, Student Loans 1 Comment Read more

Combat Zone Tax Exclusion (CZTE) for Turkey 2017

Combat Zone Tax Exclusion (CZTE) for Turkey 2017

I received the following email from DFAS (Defense Finance Accounting Service) regarding Combat Zone Tax Exclusion (CZTE) for servicemembers stationed in Turkey: Effective September 19, 2016, unless otherwise specified, all military personnel serving in Turkey east of 33.51 degrees East Longitude

Spencer May 17, 2017May 17, 2017 Military Life 1 Comment Read more

The Intelligent Military Investor

The Intelligent Military Investor

Written by an active duty US Air Force officer, The Intelligent Military Investor (available as a DRM-free PDF or on Amazon Kindle) is a high-impact, to-the-point manual that targets the financial issues facing cadets, midshipman, commissioned officers, enlisted personnel and all branches

Spencer December 19, 2016April 21, 2017 Investing, Military Life 1 Comment Read more

6 Month Deployment Savings Challenge: $54,000

6 Month Deployment Savings Challenge: $54,000

After over two years of no deployments, I have a six month deployment to the Middle East coming up in 2017. Deployments are excellent opportunities to lower your expenses, increase your income, and stuff your tax advantaged retirement accounts (TSP and IRAs) full

Spencer September 19, 2016January 14, 2017 Case Studies, Investing, Military Life, Saving Money 5 Comments Read more

EZ Rack Builder Review: Easy Military Thin Ribbons

EZ Rack Builder Review: Easy Military Thin Ribbons

In the summer of 2015, I attended Squadron Officer School (SOS) at Maxwell AFB, AL. SOS is a five week course on leadership, management, team building, and officer development for Air Force captains. I was on an OCONUS TDY when I was

Spencer September 6, 2016December 5, 2016 Military Life 2 Comments Read more

Just Joined the Military? Here’s What to Do With Your Money

Just Joined the Military? Here’s What to Do With Your Money

This is written primarily for the young enlisted fresh out of boot camp or the newly minted officer from the Academies, ROTC, or OTS/OCS. However, much of the advice can be applied to anybody, civilian or military, who is just

Spencer August 25, 2016August 25, 2016 Budgeting, Military Life, Military Pay 2 Comments Read more

Leaving the military? Negotiate that salary!

Leaving the military? Negotiate that salary!

One of the most frustrating parts of military or government service is our pay is literally fixed by an act of Congress. If you are the negotiating type or think you are not being properly compensated for your work, there’s no opportunity

Spencer April 11, 2016April 10, 2016 Military Life No Comments Read more
  • « Previous

Popular Posts

Become an Intelligent Military Investor
I track my net worth with Personal Capital
I trust USAA with my banking and insurance.
Microsoft Office Military Discount only $9.95!
Credit cards with $200+ bonuses.

Best AMEX Cards FREE for US military:

  • Starwood Preferred Guest (25,000 SPG points)

Other great cards in my wallet:

  • Chase Sapphire Reserve ($750 bonus)
  • Chase Freedom Unlimited ($225 bonus)
  • Chase Freedom ($225 bonus)

See Your Net Worth (Free)

Copyright © 2018 Military Money Manual. Powered by WordPress. Theme: Spacious by ThemeGrill.