I earned my financial independence
in the military.

You can too. Let me show you how.

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Ultimate Military Credit Cards Course

Active duty, Millitary Spouses, Guard and Reserve on 30+ day orders are eligible for annual fees reduced to $0 on the best credit cards.

Learn how to get your fees reduced to $0 and the right order to apply for your cards.

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Ultimate Military Investing Course

Build wealth automatically with the principles of low-cost, automated, diversified, and simple investing in TSP, Roth IRAs, and index funds.

Designed for complete beginners, we cover military money management from the ground up.

Free Investing Course

The Book I Wish I Had.

I wrote The Military Money Manual as a letter to my younger self. It covers everything 20-year-old me needed to know to become financially independent in just over a decade.

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Podcast

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Hey, I'm Spencer. I'm an Air Force veteran who achieved financial independence by age 35.

I wrote the book on how to achieve financial independence in the military:

The Military Money Manual:
A Practical Guide to Financial Freedom

The Military Money Manual hardcover book

This is the book I wish someone had handed me on my first day in the military. Don't make the same mistakes I did on the road to financial independence!

You can achieve FI in the military. This is the book that shows you how. Available as an ebook, hard cover, or audiobook.

I host the Military Money Manual Podcast and teach the Ultimate Military Credit Cards Course.

My wife and I used credit cards to earn $10,000s in free airfare, hotels, and travel. We paid no annual fees on our cards, thanks to my active duty military status.

I started the Ultimate Military Credit Cards Course to help military servicemembers and military spouses find the best military credit cards, like the the American Express Platinum Card^® and the Chase Sapphire Preferred^® Card.

Over 21,000 military folks like you have graduated the free course. They successfully opened their first annual fee waived ultra premium luxury travel rewards card. Join us and get your first annual fee waived today.

You can sign up for the beginner's credit card course here. It's 100% free, unsubscribe at anytime, and I promise to never spam you.

Maximize Your Military Credit Card Benefits

The Ultimate Military Credit Cards Course

“My wife and I get over $12,000 in fees removed every single year using these exact strategies. Now, I want to teach you how to do the same.”

✓ Active Duty & Spouses: Learn to get annual fees reduced to $0.
✓ Guard & Reserve: Learn how the MLA and SCRA can save you $1,000s annually.
✓ Unlock $1,000s in Perks: Get annual credits for Uber, airlines, hotels, dining, and athletic wear.
✓ Travel for Free: Turn points and miles into luxury vacations, free flights and hotels.