I earned my financial freedom in the military. You can too.

Hey, I'm Spencer. I'm an active duty Air Force officer investing for financial independence by age 40.

I wrote the book on how to achieve financial independence in the military:

The Military Money Manual:
A Practical Guide to Financial Freedom

The Military Money Manual hardcover book

This is the book I wish someone had handed me on my first day in the military. Don't make the same mistakes I did on the road to financial independence!

You can achieve FI in the military. This is the manual that shows you how.

I host the Military Money Manual Podcast and teach the Ultimate Military Credit Cards Course.

I use waived annual fee credit cards to earn $1000s in free airfare, hotels, and travel without paying any annual fees.

I started the Ultimate Military Credit Cards Course to help US military servicemembers and their spouses find the best military credit cards with no annual fees, like the The Platinum Card® from American Express and the Chase Sapphire Preferred.

You can sign up for the beginner's course here. It's 100% free.

Over 5000 military folks like you have already graduated the course and opened their first annual fee waived ultra premium luxury travel rewards cards. Joint us today and get your first $695 annual fee waived today.

Get your first annual fee waived in my 5 day, 100% free course.

Learn all about military travel hacking, travelling for free, points, miles, and credit card annual fee waivers in my
Ultimate Military Credit Cards Course.

  • If you're a US military service member or spouse, let me show you how to get your first $695 annual fee waived.
  • Take my 100% free, 5 day, online course and I will show you how you can get the best luxury travel rewards and cash back cards and pay no annual fees.
  • I get $6000+ in credit card fees waived every year. You can do it too and reap the fantastic benefits of these cards.

Best Military Credit Cards With Waived Annual Fees

Southwest Companion Pass for Active Duty Military
Southwest Credit Cards for Military and Spouses | Free Southwest Companion Pass
Chase Sapphire Reserve No Annual Fee for Military
Chase Military Credit Cards 2021 | Military Lending Act for Active Duty
Best Credit Card Bonus Offers for October 2021
New AMEX Blue Cash Preferred NO ANNUAL FEE FOR MILITARY
Amex Blue Cash Preferred Military | $95 Fee Waived, $300 Bonus
Amex Platinum Military 2021 MLA SCRA
Amex Platinum Military 2021 | $695 Fee Waived for Active Duty
American Express Green Card for Military: No Annual Fee!
Amex Green Card Military: Annual Fee Waived, 45,000 Point Bonus
Amex Gold Card Military: 60k Points, $250 Annual Fee Waived
New AMEX Blue Cash Preferred NO ANNUAL FEE FOR MILITARY
Best Cash Back Credit Cards for Active Duty Military 2021
Chase Sapphire Preferred Military SCRA MLA
Chase Sapphire Preferred Military: No Annual Fee, 60k Welcome Offer
Amex Marriott Bonvoy Brilliant
Amex Marriott Bonvoy Brilliant for Military | $450 Annual Fee Waived
Credit Cards That Waive Annual Fees For Military in 2021
credit card application rules by bank
The 29 Credit Cards in My Wallet 2021 | Current Credit Cards
AMEX Delta Reserve card free for US military
Amex Delta Reserve Military Benefits 2021 | $550 Annual Fee Waived for Active Duty
Best Credit Cards for Reserve Military – Amex and Chase
Amex Hilton Aspire Card Military Lending Act | Free Diamond Status 2021
Chase Sapphire Reserve No Annual Fee for Military
Chase Sapphire Reserve Military Perks 2021: $550 Fee Waived with MLA
Amex Platinum vs Amex Gold | Which Card is Better for Military in 2021?
Chase Freedom Flex vs Chase Freedom Unlimited | Which Freedom Credit Card is Best?
US Bank Altitude Reserve Military MLA
U.S. Bank Altitude Reserve Military Benefits 2021
Credit Card Transfer Partners | Amex, Chase, Citi, Cap One, Marriott
Best Hotel Credit Card for Military 2021 | Compare Marriott, Hilton, IHG, and Hyatt
14+ Best Credit Cards for Active Duty Military 2021
What To Do With Fee Waived Credit Cards When You Retire, Separate, or Leave the Military With Your DD214
national guard AMEX SCRA Platinum
American Express Platinum National Guard + Reserve Title 10 and Title 32 SCRA and MLA
Chase IHG Premier MLA
Chase IHG Rewards Club Premier Credit Card for Military (No Annual Fee, Free Night)
Amex Platinum Military 2021 MLA SCRA
Best Credit Cards for Military Spouses 2021 | MLA and SCRA
Chase Sapphire Reserve No Annual Fee for Military
Chase Sapphire Reserve vs. Chase Sapphire Preferred for Active Duty Military 2021
credit card application rules by bank
Credit Card Application Rules Updated 2021 | AMEX, Chase, and More Banks
Amex Platinum Military 2021 MLA SCRA
Chase Sapphire Reserve vs Amex Platinum 2021 | Best Travel Rewards Card for Military
Chase Ink Business Cash Credit Card for Veterans and Military
Chase Ink Business Preferred vs Chase Ink Cash | Best Chase Business Credit Card
Chase The World of Hyatt Military MLA
Chase World of Hyatt Military Credit Card Review | MLA 2021
Chase Sapphire Preferred Military SCRA MLA
Best Credit Cards for Veterans and Military Retirees 2021

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Want more articles? Find all my articles in the Military Money Manual Blog or in the Archives.

Want more articles? Find all my articles in the Military Money Manual Blog or in the Archives.

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