Hey, I'm Spencer. I'm an Air Force veteran who achieved financial independence by age 35.

I wrote the book on how to achieve financial independence in the military:

The Military Money Manual:
A Practical Guide to Financial Freedom

This is the book I wish someone had handed me on my first day in the military. Don't make the same mistakes I did on the road to financial independence!

You can achieve FI in the military. This is the manual that shows you how. Available as an ebook, hard cover, or audiobook.

I host the Military Money Manual Podcast and teach the Ultimate Military Credit Cards Course.

My wife and I use waived military annual fee credit cards to earn $1000s in free airfare, hotels, and travel without paying any annual fees.

I started the Ultimate Military Credit Cards Course to help US military servicemembers and military spouses find the best military credit cards with no annual fees, like the The Platinum Card^® from American Express and the Chase Sapphire Preferred^® Card.

Over 10,000 military folks like you have already graduated the course and opened their first annual fee waived ultra premium luxury travel rewards cards. Join us and get your first $695 annual fee waived today.

You can sign up for the beginner's course here. It's 100% free, unsubscribe at anytime, and I promise to never spam you.