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Citi waives annual fees for military servicemembers on their credit cards including the Citi Premier Card. This is a similar policy to the American Express Platinum military benefits and Chase Sapphire Reserve military perks.
Citi Premier Military Benefits
Here's what my MLA fee waiver looked like when I opened a Citi Premier card:
As you can see, the annual fee was charged and then credited back to the account once MLA benefits were applied to the account.
How to Get Your Citi Credit Card Fees Waived With MLA
Here is how I got my annual fees waived on my Citi Premier card.
- Verify your Military Lending Act eligibility on the MLA database website
- Send a quick email to [email protected] Here is an example of a Citi Military Lending Act request email:
I recently applied for and was accepted for a Citi Premier card. Could I please have Military Lending Act (MLA) protections applied to the account?
Please see my attached MLA certification as evidence of military service.
I attached my MLA certification from the MLA database in the hopes it would speed up the process. I received the following email in return automatically a few minutes later:
Your request has been received. It will be processed in the order it was received.
Thank you,Email received from [email protected]
Citi Military Response Unit
Less than 2 weeks. In my experience, I sent my Citi MLA request via email on June 14th. On June 25, the MLA fee credit was posted to my Citi credit card online activity.
[email protected] is the best way to contact the Citi Military Response Unit for MLA benefits.