Citi AAdvantage Platinum Select Military | American Airlines Card

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The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® waives the annual fees for military servicemembers and spouses in accordance with Citi's Military Lending Act (MLA) policy. This is one of the best American Airlines credit cards available for military families.

The Citi MLA policy is a bit different than the Chase or American Express policy and requires a bit more work on your part. Learn all the details about the Citi MLA policy before you apply.

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Learn how to apply on our partner's secure site

  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible American Airlines purchases
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage® mile earned from purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your card membership year and renew your card
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
  • Annual fee $99, waived for first 12 months for everyone, and ongoing for US military spouses and servicemembers

If you fly American Airlines or want to build up a stash of American Airlines AAVantage miles, this could be a good card for you.

Citi AAdvantage Platinum Card Benefits

AA Miles Welcome Bonus

Credit cards are a great way to build up your American Airlines miles.

$125 AA Flight Discount

After you spend $20,000 on the card during your card membership, you can earn a $125 flight discount after you renew your card.

Earn 2 AAdvantage Miles for Every $1 Spent

You can earn 2 American Airlines miles, also known as AAdvantage Miles, for every $1 you spent at gas stations, restaurants, and eligible American Airlines purchases.

If you spend $500 per month on gas and restaurants, you could earn 12,000 AA miles per year just from those purchases.

No Foreign Transaction Fees

No foreign transaction fees – this is essential if you are stationed overseas or go on TDY overseas. Paying foreign transaction fees is a waste of money when there are so many premium travel rewards cards that charge no foreign transaction fees.

Citi AAdvantage Platinum Select vs Chase Sapphire Reserve®

If you are interested in another travel rewards credit card that waives annual fees for covered borrowers of the Military Lending Act, which includes active duty servicemembers, Guard and Reserve on 30+ day active orders, and military spouses, check out the Chase Sapphire Reserve® Card.

The Chase Sapphire Reserve® has a $300 annual travel credit that is super easy to use on eligible travel purchases, no annual fee for covered borrowers of the MLA, and earns valuable Chase Ultimate Rewards points.

Chase Sapphire Reserve bonus

Chase Sapphire Reserve® Card
Learn how to apply on our partner's secure site

  • $550 annual fee waived to $0 for US military + spouses with Chase MLA policy
  • Earn 75,000 bonus points after you spend $4,000 on eligible purchases in the first 3 months from account opening. That's $1,125 toward travel when you redeem through Chase Travel℠
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually.
  • 3x Points on other Travel (airfare, hotels) after earning the $300 travel credit
  • 3x Dining restaurants, takeouts, delivery
  • Chase Ultimate Reward Points redeemed through Chase Travel℠ are worth 1.5 cents, a 50% bonus.
  • Priority Pass lounge and restaurant access with over 1300+ airport lounges worldwide
  • Up to $100 application fee credit for Global Entry every 4 years
  • Count on Trip Cancellation/Interruption Insurance, Primary coverage with Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • No foreign transaction fees, Member FDIC
  • Learn more in the Chase Sapphire Reserve review

Citi American Airlines Cards FAQ

What credit score do you need for Citi AAdvantage?

Most Citi cards, including the Citi AAdvantage Platinum Select card, require a credit score of 660 or higher. Usually you will have the best chance of approval if your credit score is above 700.

Is the Citi AAdvantage Platinum Select Card worth it?

If you often fly

Is Citi AAdvantage Platinum Select a Visa or Mastercard?

The Citi AAdvantage Platinum Select is a Mastercard in 2022.

What do you get with AAdvantage platinum?

Benefits of the card include no foreign transaction fees, earning 2 points per $1 spent on American Airlines purchases, gas, and restaurants, and your first bag is checked free.

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