Best Credit Card Offers September 2023 for Military & Spouses

The best credit card offers this month for US military servicemembers and military spouses are listed below.

Credit card companies and banks are excited for you to open accounts and use their cards. Some banks have card with “welcome bonus offers” where you can earn lots of points after meeting minimum spend in a certain amount of time.

Welcome bonuses can be ridiculously high, often surpassing $1,000 of value for one card.

For military servicemembers and spouses, the benefits are even greater since annual fees are waived on Chase personal cards. Check out this article for a description of American Express benefits for you and your spouse.

To be crystal clear: Chase waives annual fees all “covered borrowers” the Military Lending Act or MLA. Covered borrowers include:

• Active duty servicemembers in the Army, Navy, Air Force, Space Force, Marines, Coast Guard
• Reservists and Guardsmen on 30 day or greater active orders
• Military spouses listed as dependents in DEERS and the MLA Database

Here's a list of credit cards that waive annual fees for military, the best credit cards for military, and the 30+ credit cards I personally carry.

A married couple with one member in the military can double dip on annual fee waived cards. Each person can get their own card and get their fee waived. Not just authorized users, but their own actual account.

You can earn free hotel stays, almost free* air travel (*just paying taxes and fees, usually under $50), business or first class upgrades, airline fee reimbursement, monthly Uber or UberEats credits, free Centurion and Priority pass airport lounge access, and the list goes on.

My wife and I have earned over 7 million points over the past 8 years without paying a dime in interest or fees.

Thanks to military annual fee waivers, the outstanding travel, hotel, and airline benefits of the best credit cards are unlocked for military personnel and their families.

Learn more about how servicemembers and their spouses can get their annual fees waived cards in my free course – the Ultimate Military Credit Cards Course.

The Platinum Card^® from American Express – Best Ever Public Bonus!

The Platinum Card^® from American Express
Learn how to apply on our partner's secure site

• Annual fee of $695* See more details about military protections for you and your spouse 
• Earn 80,000 Membership Rewards^® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.
• Earn 5x points on airfare booked directly with airline or on amextravel.com up to $500,000 per calendar year
• Earn 5x points on prepaid hotels at amextravel.com
• $200 Annual Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card^®. Note that The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month when you pay for eligible purchases with the Platinum Card^® at your choice of one or more of the following providers: Disney+, a Disney Bundle, ESPN+, Peacock, Audible, SiriusXM, The New York Times, The Wall Street Journal. Enrollment required.
• $200 Uber Cash: Uber VIP status and up to $200 in Uber savings on Uber Eats and rides
• $200 Airline Fee Credit: Up to $200 in statement credits per calendar year in baggage fees and more at 1 qualifying airline
• $189 CLEAR® Plus Credit: Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per calendar year on your membership (subject to auto-renewal) when you use your Platinum Card®.
• $300 Equinox Credit: Get up to $300 back each year on an Equinox+ subscription, or any Equinox club memberships when you pay with your Platinum Card. Enrollment required. Membership subject to auto-renewal.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.
• Up to $100 annual Saks Fifth Avenue credit, enrollment required
• Access 40+ Centurion Lounges and 1,200+ Priority Pass airport lounge for free
• No foreign transaction fees
• The Platinum Card^® from American Express – learn how to apply
• Read my full review of the Amex Platinum card for military, terms apply

American Express® Gold Card – Best Ever Bonus

American Express^® Gold Card
Learn how to apply on our partner's secure site

• Earn 60,000 Membership Reward^® Points after spending $4,000 on eligible purchases with your new card in the first 6 months of Card Membership
• Earn 4x points at restaurants, plus takeout and delivery in the US
• Earn 4x points on US supermarkets (up to $25,000 per year, then 1x points) – includes OCONUS Commissaries
• Earn 3x points on flights booked directly with the airline or on amextravel.com
• No foreign transaction fees – great for the 4x on restaurants when travelling for fun, OCONUS TDY, or PCS!
• $120 Uber Cash on Gold: Add your Amex Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 annually.
• $120 per year Dining Credit: Earn up to $10 per month in statement credits when you use your Amex Gold at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations. Enrollment required.
• Choose between the Gold or Rose Gold version when you apply.
• Read my full review of the Amex Gold card for military, terms apply
• $250 Annual Fee* See more details about American Express protections for you and your spouse 

I recommend US military servicemembers open up a Chase Sapphire Preferred first to earn the larger welcome bonus and then upgrade to a Chase Sapphire Reserve after 1 year, primarily for the $300 annual travel credit. Learn more about the best Sapphire Preferred and Reserve strategy for military servicemembers in this article.

You can upgrade the Amex Gold card to another Amex Platinum after 1 year of card membership. This gives you an additional $200/year of Uber/UberEats credits and $200/year of airline fee credits or gift cards. My wife and I have 8 Platinum cards between us.

Compare the Amex Platinum vs Amex Gold card and you'll see the Gold card is a much better daily driver card. Military servicemembers should get both as the cards are complimentary.

Chase Sapphire Reserve^®

Chase Sapphire Reserve^® Card
Learn how to apply on our partner's secure site

• $550 annual fee waived to $0 for US military + spouses with Chase MLA policy
• Earn 60,000 bonus points after you spend $4,000 on eligible purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards portal
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards^® immediately after the first $300 is spent on travel purchases annually.
• 3x Points on other Travel (airfare, hotels) after earning the $300 travel credit
• 3x Dining restaurants, takeouts, delivery
• Chase Ultimate Reward Points redeemed through the Chase travel portal are worth 1.5 cents, a 50% bonus.
• Priority Pass lounge and restaurant access with over 1300+ airport lounges worldwide
• Up to $100 application fee credit for Global Entry every 4 years
• Count on Trip Cancellation/Interruption Insurance, Primary coverage with Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
• No foreign transaction fees
• Learn more in the Chase Sapphire Reserve review

Chase Sapphire Preferred^® Card

Chase Sapphire Preferred^® Card
Learn how to apply on our partner's secure site

• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards^®
• 5x points on travel purchased through Chase Ultimate Rewards® portal
• 3x points on dining (includes takeout, delivery, and dine-in)
• 2x points on all other travel purchases
• Points can also be redeemed with “Pay Yourself Back” for 1.25 cents each on eligible purchases in select, rotating categories
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards(R). For example, 60,000 points are worth $750 toward travel.
• No foreign transaction fees, great for overseas OCONUS assignments, TDY, and PCS
• Primary rental car insurance coverage & trip cancellation/interruption insurance
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Upgrade to a Chase Sapphire Reserve after 1 year (compare Reserve vs Preferred)
• $95 annual fee waived for military and spouses with Chase Military Lending Act
• Member FDIC

Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Card
Learn how to apply at our partner's secure site

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months
• $300 annual travel credit for hotels, airfare, rental cars, and other travel booked through Capital One Travel portal
• 10,000 bonus miles every account anniversary (at least $100 of travel)
• 10 Miles per dollar on hotels and rental cars booked through Capital One Travel. 5 Miles per dollar on flights booked through Capital One Travel
• Earn 2 Miles per dollar on every purchase, every day.
• Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and our Partner Lounge Network
• Receive up to a $100 credit for either TSA PreCheck or Global Entry
• Up to 4 free authorized users (with Capital One Lounge access)
• $395 annual fee, terms apply
• No foreign transaction fees, good for OCONUS military families or TDY servicemembers
• Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available
• Read the full Capital One Venture X Rewards card review
• Capital One Venture X Rewards Card – learn how to apply

Compare the Chase Sapphire Reserve vs Amex Platinum and Chase Sapphire Reserve vs Chase Sapphire Preferred.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred^® Card from American Express
Learn how to apply on our partner's secure site

• $0 intro annual fee for the first year, then $95* See more details about American Express protections for you and your spouse 
• Earn a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
• 6% cash back on US supermarkets on up to $6,000 per year (then 1%), including most OCONUS Commissaries
• 6% cash back on select US streaming services, including Apple Music, Netflix, Pandora, Spotify, Amazon Prime Video (full list here)
• 3% cash back on transit like taxis, Uber, Lyft, parking, tolls, trains, buses, etc
• 3% cash back on US gas stations (including OCONUS NEX or AAFES)
• 1% back on other eligible purchases
• Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit
• Get up to $120 in statement credits annually when you pay for an Equinox+ membership at equinoxplus.com with your Blue Cash Preferred(R) Card. That's $10 in statement credits each month. Enrollment required.
• Thinking about getting The Disney Bundle which includes Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $12.99 or more each month on an eligible subscription with your Blue Cash Preferred Card. Enrollment required.
• Terms Apply

Blue Cash Everyday^® Card from American Express

Blue Cash Everyday^® Card from American Express
Learn how to apply on our partner's secure site

• Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
• No Annual Fee.
• 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1% after that.
• 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1% after
• 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.
• Get $7 back each month after using your Blue Cash Everyday Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
• Terms Apply
• Compare to the Blue Cash Preferred^® Card from American Express with an annual fee waiver for military and 6% cash back at US supermarkets up to $6,000 per year

Capital One Spark Cash Plus Card

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Capital One Spark Cash Plus
Learn how to apply at our partner's secure site

• Earn up to a $1,000 cash bonus: $500 after you spend $5,000 in the first 3 months, then $500 once you spend $50,000 in the first 6 months of account opening
• Earn unlimited 2% cash back on every purchase, everywhere- with no limits or category restrictions
• Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
• Earn an annual $200 cash bonus every year you spend $200,000 or more
• Add employee cards for free, and earn unlimited 2% cash back from their purchases
• Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
• $150 annual fee
• Spark Cash Plus has no APR because your balance is due in full every month

Read the full Capital One Spark Cash Plus review.

Ink Business Preferred^® Credit Card

Ink Business Preferred^® Credit Card
Learn how to apply on our partner's secure site

• Best Ever Offer: 100,000 Chase Ultimate Rewards welcome bonus points after $8,000 of spend in the first 3 months
• 100,000 UR points = $1250 worth of travel when redeemed through Ultimate Rewards portal. Can be worth $1500 in travel if transferred to Chase Sapphire Reserve
• Cell Phone Protection: Up to $600 coverage against theft or damage when you pay your monthly cell phone bill with your CIP
• Earn 3X points on travel, shipping purchases, Internet, cable and phone services, and online advertising purchases up to $150,000 per year
• NO Foreign Transaction fees
• $95 annual fee

Compare the Chase Ink Business Preferred® vs Ink Business Cash® credit card. or see all the Chase Ink Business Cards.

American Express Hilton Honors Aspire Card

American Express Hilton Honors Aspire Card
Learn how to apply on our partner's secure site

• $450 annual fee waived for military servicemembers and military spouses
• Complimentary Diamond Status at all Hilton brands (suite upgrades, breakfast, check in gifts, etc)
• 150,000 Hilton Honors Bonus Points welcome offer after $4,000 of purchases in the first 3 months
• 1 weekend night reward after opening your account and every year on renewal
• $250 Hilton Resort Credit
• $250 airline fee credit
• 14x Hilton Honors Bonus Points at Hilton properties
• No foreign transaction fees
• The information and associated card details on this page for the Hilton Honors American Express Aspire Card has been collected independently by Military Money Manual and has not been reviewed or provided by the card issuer.
• Full review of Amex Aspire card, terms apply
• All information about American Express Hilton Honors Aspire Card has been collected independently by MilitaryMoneymanual.com

Marriott Bonvoy Brilliant^® American Express^® Card

Marriott Bonvoy Brilliant^® American Express^® Card
Learn how to apply on our partner's secure site

• $650 Annual Fee* See details about American Express protections for you and your spouse 
• Earn two 85K Free Night Awards after you spend $6,000 in purchases on the Card in your first 6 months. Each award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy. Card Members could enjoy a value of up to $1,200 when redeeming each reward. Certain hotels have resort fees. Offer ends 11/1/2023.
• $300 Brilliant Dining Credit: Each calendar year, get up to $300 per calendar year (up to $25 per month) for eligible purchases made on the Marriott Bonvoy Briliant Card at restaurants worldwide.
• With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
• Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy® program. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
• Marriott Brilliant Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
• Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select an Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
• $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
• Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck(R) (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant(R) American Express(R) Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
• Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
• Enroll in Priority Pass(TM) Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
• No Foreign Transaction Fees on international purchases.
• With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
• Terms Apply.

You can earn up to 250,000 Marriott points with the 3 new Marriott Bonvoy cards from Chase and American Express. All 3 cards have the annual fees waived for military. Compare the best hotel credit cards for military servicemembers here.

Citi® Premier® Card

Citi Premier^® Card
Learn how to apply on our partner's secure site

• Earn 60,000 bonus ThankYou(R) Points after you spend $4,000 in purchases within the first 3 months of account opening
• 60,000 points are redeemable for $600 in gift cards at thankyou.com
• Earn 3 points per $1 spent at at restaurants and supermarkets
• Earn 3 points per $1 spent on Gas Stations, Air Travel, and Hotels
• 1 point per $1 on everything else
• Annual Hotel Savings Benefit
• No foreign transaction fees
• $95 annual fee waived for military with Citi military policy

More details on the Citi MLA waiver here.

Chase IHG^® Rewards Premier Credit Card

IHG One Rewards Premier Credit Card
Learn how to apply on our partner's secure site

• $99 annual fee waived for US military according to Chase MLA policy
• Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
• Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive four-night IHG^® hotel stay.
• Earn up to 26 points total per $1 spent when you stay at an IHG hotel
• Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases
• Platinum Elite status as long as you remain a Premier card member
• Global Entry, TSA PreCheck(R) or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
• IHG Rewards bonus points are redeemable at hotels such as InterContinental(R), Crowne Plaza(R), Kimpton(R), EVEN(R) Hotels, Indigo(R) Hotels & Holiday Inn(R)
• No foreign transaction fees – essential for international travel

Read the full review to learn more about the Chase IHG^® Rewards Premier Credit Card.

The World of Hyatt Credit Card from Chase

The World of Hyatt Credit Card
Learn how to apply on our partner's secure site

• Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening.
• Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent
• Hyatt rooms start at just 5000 points, so you could earn 6 nights with just the welcome bonus
• 1 free night at any category 1-4 Hyatt hotel every year you keep the card open
• Earn ANOTHER free night at category 1-4 hotel when you spend $15,000 on the card in a year
• Cardholders get World of Hyatt Discoverist status (Level 2/4) just for having the card, as long as the account is open
• $95 Annual fee waived for US military personnel and spouses with Chase MLA policy
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Delta SkyMiles^® Reserve American Express Card

Delta SkyMiles^® Reserve American Express Card
Learn how to apply on our partner's secure site

Annual Fee: $550 per year* *see more details on American Express protections for you and spouse

Welcome Bonus: Earn 60,000 bonus miles after you spend $5,000 in purchases on your new Card in your first 6 months.

• This is my top recommended Amex Delta card for military
• Enjoy Delta Sky Club® access at no cost and bring up to two guests or immediate family at a rate of $50 per person per visit. Effective 2/1/25, Reserve Card Members will receive 10 Visits per year to the Delta Sky Club; Starting on 2/1/25, spend a total of $75,000 or more on eligible purchases on the card between 1/1/24 and 12/31/24, and each calendar year thereafter to earn an unlimited number of visits each year.
• Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
• With Status Boost®, earn 15,000 Medallion Qualification Miles (MQMs) after you spend $30,000 in purchases on your Card through 12/31/23, up to four times per year getting you closer to Medallion Status. MQMs are used to determine Medallion Status and are different from the miles you earn towards flights. Effective 1/1/24, this benefit will no longer be available, and there will be a new way to earn toward Medallion Status with the Card. Learn more at delta.com/skymilesprogramchanges.
• Eligible Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
• Receive a domestic First Class, Delta Comfort+® or domestic Main Cabin round trip companion certificate each year upon renewal of your Card. Payment of the government imposed taxes and fees of no more than $80 for roundtrip domestic flights (for itineraries with up to four flight segments) is required. Baggage charges and other restrictions apply. See terms and conditions for details.
• Fee Credit for Global Entry or TSA PreCheck® after you apply through any Official Enrollment Provider. If approved for Global Entry you will receive access to TSA PreCheck.
• Enjoy your first checked bag free on Delta flights.
• Earn 3X Miles on Delta purchases.
• Earn 1X Mile on all other eligible purchases.
• No foreign transaction fees, terms apply

You can earn the coveted Amex Delta Reserve card companion pass, unlocking a buy 1 get 1 round-trip US domestic first class ticket annually with the American Express Delta Reserve card. Learn how to apply for this card here.

Normally this card as a huge annual fee, but it's waived for US military servicemembers! (Terms apply) Learn more about the Amex Delta cards for military servicemembers.

Ink Business Cash^® Credit Card

Ink Business Cash^® Credit Card
Learn how to apply on our partner's secure site

• Earn $900 cash back welcome offer (90,000 Ultimate Rewards points) when you spend $6,000 in the first 3 months (effectively 15% cash back)
• 5% cash back on the first $25,000 spent at office supply stores, internet, cable, phone services
• 2% cash back on on the first $25,000 spent at restaurants and gas stations
• 1% cash back on everything else
• Member FDIC
• No annual fee

Ink Business Unlimited^® Credit Card

Ink Business Unlimited^® Credit Card
Learn how to apply on our partner's secure site

• Earn $900 bonus cash (90,000 Ultimate Rewards Points) after you spend $6,000 in the 3 months from account opening
• Earn unlimited 1.5% cash back on all purchases made for your business
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• Member FDIC
• NO ANNUAL FEE

Chase Freedom Flex

Chase Freedom Flex^℠ Credit Card
Learn how to apply on our partner's secure site

• Earn $200 cash back (20,000 Ultimate Reward points) when you spend $500 in 3 months
• 5% cash back on travel purchased through the Chase Ultimate Rewards portal
• 3% on dining at restaurants, takeout, and delivery
• 3% back on drugstore purchases
• 1% back on all other purchases
• 5% on up to $1500 of purchases in specific bonus categories each quarter
• No annual fee
• Compare the Chase Freedom Flex vs. Chase Freedom Unlimited

Compare the Chase Freedom Flex vs the Chase Freedom Unlimited.

Chase Freedom Unlimited

Chase Freedom Unlimited^® Credit Card
Learn how to apply on our partner's secure site

• Intro offer: earn an additional 1.5% on everything you buy up to $20,000 in the first year – worth $300 cash back!
• 6.5% cash back on travel purchased through the Chase Ultimate Rewards portal
• 4.5% on dining at restaurants, takeout, and delivery
• 4.5% back on drugstore purchases
• 3% on all other purchases
• After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards(R), 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
• No annual fee
• Compare the Chase Freedom Unlimited vs Chase Freedom Flex
• Member FDIC

Updates to this offers page, all offers below may be expired and no longer available.

• August 2023: lots of updates to offers
• Added Capital One Venture X November 2021
• Amex Platinum updated offer July 2021
• Chase Sapphire Preferred 100k offer updated 6 June 2021
• Chase Sapphire Preferred 80k offer added 15 Sep 2020
• Updated various offers March 2020
• Added Capital One cards
• Updated AMEX Delta offers 4 July 2019
• Removed Chase Southwest cards offering 60k 11 June 2019
• Removed Barclaycard Arrival Plus World Mastercard 8 June 2019
• Removed Capital One Savor 19 May 19
• Added Southwest cards offering 60,000 points on all cards 2 May 19
• Added Chase Sapphire Preferred 60k Bonus 19 March 19
• Added AMEX Delta LTOs 2 Mar 19
• Added Marriott Bonvoy Chase and AMEX Offers 2 Mar 19
• Removed limited time Southwest Companion pass offer 12 Feb 19
• Added Southwest Companion Pass deal 11 Jan 19
• Added Capital One Savor card 10 Jan 19
• Added Barclaycard Arrival Plus World Mastercard 3 Dec 18