Chase IHG Rewards Premier Credit Card for Military (No Annual Fee, Free Night)

Get a $695 credit card annual fee waived in my Ultimate Military Credit Cards Course
The Platinum Card® from American Express card is annual fee waived for military. Terms apply.

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The Chase IHG Rewards Premier Credit Card is the best credit card for earning free night stays at all IHG hotels and resorts. Military servicemembers and their spouses can get the Chase IHG Premier Card with no annual fee.

You can earn a large welcome bonus points after meeting the minimum spend requirements. The annual fee is waived for US military servicemembers on active duty orders according to Chase's MLA policy.

Chase IHG Premier MLA
  • Learn how to apply for the Chase IHG® Rewards Premier Credit Card
  • $99 annual fee waived for US military according to Chase MLA policy and waived for everyone for first year
  • Earn 140,000 IHG bonus points after $3000 of spend in the first 3 months of account opening
  • Earn a free night each account anniversary
  • Fourth night is free each time you redeem points for 3 or more night stay
  • Earn up to 26 points per $1 spent at IHG properties
  • Automatic Platinum Elite Status (2nd highest membership level)
  • Up to $100 Global Entry or TSA PreCheck Fee credit every 4 years – military members should get Global Entry, since you can get PreCheck with your DOD ID number off of your CAC
  • No foreign transaction fees – essential for international travel

With the offer of thousands of IHG points, you can easily get over $1000 of value from this card in the first year. I'm adding it to my Best Credit Card Bonuses for Military Servicemembers page.

How to Use IHG Points for Maximum Value

IHG, or Intercontinental Hotel Group, has over 5000 properties in their inventory including many of the hotels on Army posts. This allows you to earn valuable IHG points, even when you stay on base. IHG brands include:

  • Kimpton
  • Intercontinental
  • Regent
  • Voco
  • Hotel Indigo
  • Crowne Plaza
  • Candlewood Suites
  • Holiday Inn and Holiday Inn Express
IHG Hotel Brands

One of my all time favorite hotels is the Kimpton Hotel Van Zandt in Austin, Texas. We used to go here on weekends while we were stationed in Texas. They have a free happy hour, are dog friendly, and just steps away from the famous Rainey Street nightlife.

A Friday night stay in May 2020 at the Hotel Van Zandt would run you over $500:

IHG Kimpton Hotel Van Zandt Austin Texas cost per night

Or you can book it for just 60,000 points!

That's nearly 1 penny per point, which is a pretty good redemption for hotel points. $548 / 60,000 points = .91 cents per point. That means 125,000 welcome bonus could be worth over $1100!

The awesome Hotel Van Zandt rooftop pool

I'll show you how to maximize your military credit card benefits.

Get your first annual fee waived on the The Platinum Card® from American Express today.

Automatic IHG Platinum Elite for Military

If you are a Chase IHG card holder, you automatically earn IHG Platinum Elite status while the account is open. This is IHG's second highest membership level.

Since military servicemembers pay no annual fees on this card, you can get automatic Platinum Elite status as long as you are on active duty orders.

IHG Platinum Elites earn 50% bonus points when paying for stays, complimentary room upgrades when available, and get guaranteed room availability. Check out more of the benefits from the IHG Rewards Club membership chart below:

IHG Spire Elite

This is similar to getting automatic Marriot Bonvoy Gold Status with the AMEX Bonvoy Brilliant or automatic Hilton Honors Diamond status with the AMEX Hilton Honors Aspire Card.

Using IHG Points for Airport Stays

I'm not sure why, but in my travels I notice IHGs are often the closest hotel to airports. When you have a large stash of IHG points (like the tens of thousands you can earn with the Chase IHG card), you can book free reward nights at these hotels.

This makes travelling much more enjoyable when you can spend a night at the hotel before you depart or after you land, if you land very late.

For instance, my wife and I stayed 2 nights at the Holiday Inn Auckland Airport after coming in on a late night flight and again before leaving on an early morning flight to Melbourne, Australia. The accommodations were perfect for recovering from jet lag and having an easy place to Uber to the airport early in the morning.

Swimming Pool
Holiday Inn Auckland Airport – actual photo, it really does look like a tropical paradise in the courtyard of the hotel!

Clean, quiet rooms and a nice bar/restaurant on the property meant a relaxing stay coming into and departing New Zealand.

Best Hotel Credit Cards for Military Servicemembers

If you travel a lot for the military, other work, or pleasure, I recommend you add the Chase IHG Rewards Club Premier credit card to your roster of cards.

The Chase IHG card is a great compliment to the Amex Marriott Bonvoy Brilliant and the Amex Hilton Honors Aspire card, both of which have a $450 annual fee waived under AMEX's SCRA policy.

You can check out my list of the best hotel credit cards for military servicemembers, especially those that go TDY, deploy, or PCS a lot.

Amex Platinum Card With NO Annual Fees for Military

Amex Platinum Card Military

Military servicemembers and spouses can get The Platinum Card® from American Express with NO annual fees. This ultra premium luxury travel card normally has a $695 annual fee.

Learn how to apply for the Amex Platinum military fee waiver.

The Amex Platinum offers:

  • $695 Annual Fee WAIVED for US Military (and spouses)!
  • Earn 100,000 Membership Reward Points with $6000 spend in 6 month
  • Earn up to $200 annual Hotel Credit: Get $200 statement credit on prepaid Fine Hotels + Resorts or the Hotel Collection, which requires a two-night minimum stay, booked on Amex Travel and paid for with your Platinum Card
  • Earn up to $200 credit for Uber rides (or Uber Eats!) annually
  • Earn up to $200 airline fee credit
  • Centurion Lounge and Priority Pass Airport Lounge Access
  • Earn up to $100 annual Saks Fifth Avenue credit, can be used for gift cards, enrollment required
  • No foreign transaction fees, terms apply
  • Earn 5x points on airfare booked directly with airline or on up to $500,000 per calendar year
  • Transfer to 22 travel partners

These benefits, especially up to $600 of credits for hotels, airlines, and Uber, plus the massive 100,000 point welcome bonus, make the Amex Platinum card my TOP recommended card.

This is the largest welcome bonus on this card I've seen in years.

You have a leisurely 6 months to meet the $6000 minimum spend to earn the 100,000 points. That's only $1000 per month.

If you already have an Amex Platinum card, check out the American Express® Gold Card, fee waived Chase military credit cards like the Chase Sapphire Preferred, and this month's top recommended credit card bonuses, all with no annual fees for US military personnel and their spouses.

Military Money Manual has partnered with CardRatings for our coverage of credit card products. Military Money Manual and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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