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New cash back categories, bigger welcome offer, and annual fee still waived for US military. The American Express Blue Cash Preferred card has a refreshed look and added several 6% and 3% cash back categories.
This is my #1 recommended cash back card for US military personnel and their spouses. The annual fee of $95 is waived for military families with AMEX's SCRA policy.
- Amex Blue Cash Preferred – learn how to apply
- Normally a $95 annual fee, WAIVED for military + spouses
- INCREASED: $250 welcome bonus after spending $1000 in the first 3 months of Card Membership
- 6% cash back on US supermarkets, including OCONUS/CONUS Commissaries, up to $6000 in purchases per year
- NEW: 6% cash back on US streaming services, including Apple Music, Netflix, Pandora, Spotify, Amazon Prime Video (full list below)
- NEW: 3% cash back on transit purchases such as taxis, Uber, Lyft, parking, tolls, trains, buses, subway, and more
- 3% cash back on US gas stations (including OCONUS NEX/AAFES)
- 1% back on all other purchases
Cash back is given as “Reward Dollars” that can be redeemed for statement credit, gift cards, or merchandise.
I prefer statement credits, usually at the end of the year around Christmas time. I will save the cash back for the entire year and then use it to offset the increased expenses of the holidays.
I will definitely add this card as my default payment method for my Spotify, Netflix, and Amazon Prime Video account.
Blue Cash Preferred 6% Groceries
If you spend $500 per month on groceries, that's $360 per year in cash back (6% of $6000 spend). If you are only getting 1% cash back, then that same $500/month spend would mean only $60 in cash back.
Some examples of US supermarkets where you can get 6% cash back are:
Safeway, Gristedes, Foodtown, Meijer, Shoprite, Stop and Shop, Vons, Whole Foods, Winn-Dixie, Online supermarkets such as FreshDirect
DECA Commissaries on base are also eligible for the 6% cash back. This works both in the States and on bases outside the States such as Ramstein, Kadena, or Kunsan. Here's the full list of Commissaries that code as grocery stores on credit cards.
Note that superstores such as Amazon, Target, and Walmart and warehouse clubs such as BJ's, Costco, and Sam's Club DO NOT count as supermarkets according to AMEX. Shopping at these locations does not earn 6% cash back.
Blue Cash Preferred 6% Streaming Services
6% cash back on streaming services including:
- Amazon Music
- Apple Music
- CBS All Access
- Direct TV Now
- Fubo TV
- HBO Now
- Kindle Unlimited
- NBA League Pass
- Amazon Prime Video Unlimited
- Sling TV
- SiriusXM Streaming and Satellite,
- YouTube Music Premium
- YouTube Premium
- YouTube TV
Check here for the latest “Select U.S. Streaming Subscriptions” that count towards the 6% cash back.
AMEX Blue Cash Preferred with Waived Annual Fee for Military
This is an excellent “forever card” that you should add to your wallet. I've moved it to the top of my top recommended cash back cards for US military personnel and spouses.
This card gives you 6% cash back on your most basic life purchases of online streaming and groceries. It doesn't have any rotating categories to track or sign up for. As a bonus, the annual fee is waived for military servicemembers.
Currently you can get a $250 welcome bonus after only $1000 spend in 3 months, one of the highest bonuses ever seen for this card. Learn more about this excellent cash back card HERE.
Amex Blue Cash Preferred FAQ
Yes, the Blue Cash Preferred annual fee of $95 is waived for military servicemembers and their spouses. This is to comply with the Military Lending Act (MLA) law.
Yes, this is a great cash back card that every military servicemember should have in their wallet. The welcome bonus is definitely worth getting as one of your 5 Amex credit cards, which is the limit Amex imposes.
Military Commissaries count as supermarkets for Blue Cash Preferred. Also Safeway, Gristedes, Foodtown, Meijer, Shoprite, Stop and Shop, Vons, Whole Foods, Winn-Dixie, and online supermarkets such as FreshDirect.