Capital One Spark Cash Plus Review | $1000 Cash Welcome Offer

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The Platinum Card® from American Express card is annual fee waived for military. Terms apply.

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The Capital One Spark Cash Plus is a new small business card from Capital One. It has some unique features that make it worth reviewing.

The Spark Cash Plus does not waive the annual fee for military. None of the major credit card issuers waive annual fees on business cards for military servicemembers any more after they all implemented Military Lending Act benefits in January 2020.

Learn more about the Capital One fee waiver, American Express military fee waiver, Chase military fee waiver, and Citi military fee waiver.

  • Learn how to apply at our partner's secure site: Capital One Spark Cash Plus
  • Earn up to a $1,000 cash bonus: $500 after you spend $5,000 in the first 3 months, then $500 once you spend $50,000 in the first 6 months of account opening
  • Earn unlimited 2% cash back on every purchase, everywhere- with no limits or category restrictions
  • Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
  • Earn an annual $200 cash bonus every year you spend $200,000 or more
  • Add employee cards for free, and earn unlimited 2% cash back from their purchases
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • $150 annual fee
  • Spark Cash Plus has no APR because your balance is due in full every month

Spark Cash Plus Welcome Offer

The Spark Cash Plus is currently offering a massive welcome offer. But that offer comes with a significant required minimum spend.

I'll show you how to maximize your military credit card benefits.

Get your first annual fee waived on the The Platinum Card® from American Express today.

Capital One Spark Cash Plus Credit Limit

Technically this is not a credit card and has no APR because the Spark Cash Plus card balance is due in full at the end of every month. This similar to an American Express charge card like The Platinum Card® from American Express.

Apply for Capital One Spark Cash Plus Card

I applied for the Spark Cash Plus business card just a few months after I was approved for the Capital One Venture X Rewards credit card. I was afraid that since I had recently been approved for another Capital One card I would not be eligible for this card.

Luckily, this was not true! I was instantly approved for the Spark Cash Plus card.

Best Capital One Business Card?

If you are a small business owner with a lot of taxes to pay or a lot of purchases coming up, the high minimum spend required to earn the welcome bonus on this card may be worth it.

Amex Platinum Card With NO Annual Fees for Military

Amex Platinum Card Military

Military servicemembers and spouses can get The Platinum Card® from American Express with NO annual fees. This ultra premium luxury travel card normally has a $695 annual fee.

Learn how to apply for the Amex Platinum military fee waiver.

The Amex Platinum offers:

  • $695 Annual Fee WAIVED for US Military (and spouses)!
  • Earn 100,000 Membership Reward Points with $6000 spend in 6 month
  • Earn up to $200 annual Hotel Credit: Get $200 statement credit on prepaid Fine Hotels + Resorts or the Hotel Collection, which requires a two-night minimum stay, booked on Amex Travel and paid for with your Platinum Card
  • Earn up to $200 credit for Uber rides (or Uber Eats!) annually
  • Earn up to $200 airline fee credit
  • Centurion Lounge and Priority Pass Airport Lounge Access
  • Earn up to $100 annual Saks Fifth Avenue credit, can be used for gift cards, enrollment required
  • No foreign transaction fees, terms apply
  • Earn 5x points on airfare booked directly with airline or on amextravel.com up to $500,000 per calendar year
  • Transfer to 22 travel partners

These benefits, especially up to $600 of credits for hotels, airlines, and Uber, plus the massive 100,000 point welcome bonus, make the Amex Platinum card my TOP recommended card.

This is the largest welcome bonus on this card I've seen in years.

You have a leisurely 6 months to meet the $6000 minimum spend to earn the 100,000 points. That's only $1000 per month.

If you already have an Amex Platinum card, check out the American Express® Gold Card, fee waived Chase military credit cards like the Chase Sapphire Preferred, and this month's top recommended credit card bonuses, all with no annual fees for US military personnel and their spouses.

Military Money Manual has partnered with CardRatings for our coverage of credit card products. Military Money Manual and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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