Chase Ink Business Credit Cards | All 4 Cards Ranked

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The Chase Ink business credit card family are some of the best business credit cards.

The Chase Ink cards offer small business owners cash back, travel rewards, and spending category bonuses in business friendly categories like cell phone service, internet service, shipping, advertising, and business travel.

The four cards in the Chase Ink card family are:

Many military servicemembers or military spouses may not know they are eligible for business credit cards. You don't need a formal business formation like an Limited Liability Corporation (LLC) to open a business credit card.

Ink Business Premier® Credit Card

Chase Ink Business Premier℠ Credit Card
Learn how to apply on our partner's secure site

  • $1,000 bonus cash back after $10,000 in spend within three months of account opening
  • Card earns at the following rates:
    • 2% cash back on all purchases
    • 2.5% cash back on purchases of $5,000 or more
    • 5% cash back on travel purchases through Chase Travel
  • $195 annual fee
  • Card is effectively a charge card, meaning you need to pay in full every month but then they offer ‘Flex For Business’ which is a pay over time feature meaning you can carry a balance like a traditional credit card.
  • No foreign transaction fees
  • No fees for additional employee cards
  • Cell phone protection, up to $1,000 per year ($100 deductible)
  • Metal card

Ink Business Preferred® Credit Card

Chase Ink Business Preferred Veteran and Military

Ink Business Preferred® Credit Card
Learn how to apply on our partner's secure site

  • Best Ever Offer: 100,000 Chase Ultimate Rewards welcome bonus points after $8,000 of spend in the first 3 months
  • 100,000 UR points = $1250 worth of travel when redeemed through Ultimate Rewards portal. Can be worth $1500 in travel if transferred to Chase Sapphire Reserve
  • Cell Phone Protection: Up to $600 coverage against theft or damage when you pay your monthly cell phone bill with your CIP
  • Earn 3X points on travel, shipping purchases, Internet, cable and phone services, and online advertising purchases up to $150,000 per year
  • NO Foreign Transaction fees
  • $95 annual fee

Ink Business Cash® Credit Card

Chase Ink Business Cash Credit Card for Veterans and Military

Ink Business Cash® Credit Card
Learn how to apply on our partner's secure site

  • Earn $900 cash back welcome offer (90,000 Ultimate Rewards points) when you spend $6,000 in the first 3 months (effectively 15% cash back)
  • 5% cash back on the first $25,000 spent at office supply stores, internet, cable, phone services
  • 2% cash back on on the first $25,000 spent at restaurants and gas stations
  • 1% cash back on everything else
  • Member FDIC
  • No annual fee

Ink Business Unlimited® Credit Card

Chase Ink Business Unlimited Credit Card for Veterans and Military

Ink Business Unlimited® Credit Card
Learn how to apply on our partner's secure site

  • Earn $900 bonus cash (90,000 Ultimate Rewards Points) after you spend $6,000 in the 3 months from account opening
  • Earn unlimited 1.5% cash back on all purchases made for your business
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • Member FDIC
  • NO ANNUAL FEE

Chase 5 / 24 Rule Business Cards

Business credit cards do not normally count against the Chase “5 cards in 24 months rule” also known as “Chase 5/24.” This includes the Chase Ink credit cards like the Ink Business Premier® Credit Card and Ink Business Preferred® Credit Card.

You can learn more about credit card application rules.

Do business cards count against Chase 5/24?

Business credit cards do not count against Chase 5/24. That means you could open several Chase Ink business credit cards while you are under Chase 5/24.

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