Chase Ink Business Credit Cards | All 4 Cards Ranked

The Chase Ink business credit card family are some of the best business credit cards.

The Chase Ink cards offer small business owners cash back, travel rewards, and spending category bonuses in business friendly categories like cell phone service, internet service, shipping, advertising, and business travel.

The four cards in the Chase Ink card family are:

• Ink Business Premier^® Credit Card
• Ink Business Preferred^® Credit Card
• Ink Business Cash^® Credit Card
• Ink Business Unlimited^® Credit Card

Many military servicemembers or military spouses may not know they are eligible for business credit cards. You don't need a formal business formation like an Limited Liability Corporation (LLC) to open a business credit card.

Ink Business Premier^® Credit Card

Chase Ink Business Premier® Credit Card
Learn how to apply on our partner's secure site

• $1,000 bonus cash back after $10,000 in spend within three months of account opening
• Card earns at the following rates:
  • 2% cash back on all other business purchases
  • 2.5% cash back on purchases of $5,000 or more
  • 5% cash back on travel purchases through Chase Travel℠
• $195 annual fee
• Card is effectively a charge card, meaning you need to pay in full every month but then they offer ‘Flex For Business’ which is a pay over time feature meaning you can carry a balance like a traditional credit card and allows for qualifying purchases to be paid over time with interest.
• No foreign transaction fees
• No fees for additional employee cards
• Cell phone protection, up to $1,000 per year ($100 deductible)
• Metal card

Ink Business Preferred^® Credit Card

Ink Business Preferred^® Credit Card
Learn how to apply on our partner's secure site

• Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
• Can be worth $1,350 in travel if transferred to Chase Sapphire Reserve
• Get more out of your points. Points are worth 25% more when you redeem for travel through Chase Travel℠
• Earn 3X points on travel, shipping purchases, Internet, cable and phone services, and online advertising purchases up to $150,000 per year
• Zero Liability ensure that you won't be held responsible for unauthorized charges made with your card or account information.
• Worry less with Purchase Protection that covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account
• NO Foreign Transaction fees
• $95 annual fee

Ink Business Cash^® Credit Card

Ink Business Cash^® Credit Card
Learn how to apply on our partner's secure site

• Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
• 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
• 5% cash back on the first $25,000 spent at office supply stores, internet, cable, phone services
• 2% cash back on on the first $25,000 spent at restaurants and gas stations
• 1% cash back on everything else
• Member FDIC
• No annual fee

Ink Business Unlimited^® Credit Card

Ink Business Unlimited^® Credit Card
Learn how to apply on our partner's secure site

• Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
• Earn unlimited 1.5% cash back on all purchases made for your business
• With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
• Member FDIC
• NO ANNUAL FEE

Chase 5 / 24 Rule Business Cards

Business credit cards do not normally count against the Chase “5 cards in 24 months rule” also known as “Chase 5/24.” This includes the Chase Ink credit cards like the Ink Business Premier^® Credit Card and Ink Business Preferred^® Credit Card.

You can learn more about credit card application rules.