Chase Ink Premier 2023 | 2.5% Cash Back Business Credit Card

Get a $695 credit card annual fee waived in my Ultimate Military Credit Cards Course
The Platinum Card® from American Express card is annual fee waived for military.

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New Business Card! Chase Ink Business Premier Credit Card is the latest Chase business credit card to hit the market in 2022.

This is one of the best travel rewards and cash back earning credit cards available, with 2% minimum cash back on all purchases and 2.5% cash back on purchases over $5,000.

Chase Ink Business Premier℠ Credit Card
Learn how to apply on our partner's secure site

  • $1,000 bonus cash back after $10,000 in spend within three months of account opening
  • Card earns at the following rates:
    • 2% cash back on all purchases
    • 2.5% cash back on purchases of $5,000 or more
    • 5% cash back on travel purchases through Chase Travel
  • $195 annual fee
  • Card is effectively a charge card, meaning you need to pay in full every month but then they offer ‘Flex For Business’ which is a pay over time feature meaning you can carry a balance like a traditional credit card.
  • No foreign transaction fees
  • No fees for additional employee cards
  • Cell phone protection, up to $1,000 per year ($100 deductible)
  • Metal card

The 2.5% cash back on purchases of $5,000 or more could be useful for small business owners with large expenses or large estimated federal tax bills to pay the IRS through sites like

Chase Ink Business Premier Cash Back

The Chase Ink Business Premier® Credit Card has unlimited 2% cash back on all eligible purchases. This is an incredible benefit. On all purchases of $5,000 or more, you earn 2.5% cash back.

Chase Ink Business Premier Welcome Bonus

The Chase Ink Business Premier card is offering a huge $1,000 cash back welcome bonus when you spend $10,000 on eligible purchases in the first 3 months of card membership.

Chase Ink Premier Ultimate Reward Points Transfer

Rumor has it points earned on the Chase Ink Business Premier will not be able to be transferred to other Chase Ultimate Reward point cards like the Chase Sapphire Reserve® Card.

This is different than the other Chase Ink Business cards, which earn Chase Ultimate Rewards points that can be transferred.

Chase Ink Premier Military

The annual fee on this Chase business card is NOT waived for US military servicemembers or their military spouses. Chase does not extend Military Lending Act (MLA) benefits to any of its business credit cards and is not required to by law. Neither does American Express.

Chase applies MLA benefits to all personal credit cards for active duty military personnel, spouses married to an active duty person, and National Guard or Reservists on active duty orders 30 days or longer. This benefit includes the ultra-premium Chase travel rewards credit cards like the Chase Sapphire Reserve® Card.

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