How much does getting married increase your military pay?

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Short answer: $0.

Long answer: Depends on where you live. Getting married is a huge commitment and not something you want to do merely for the financial benefits. The military divorce rate has been historically higher than the civilian divorce rate, so make sure you're getting into it for the right reasons. So with that disclaimer, note the following:

  • Your basic pay is not affected by whether your married or have kids
  • The only pay you receive that is affected by marriage or having kids (both classified as dependents by the DoD) is your Basic Allowance for Housing, or BAH

So let's take a young E-4 living in San Antonio, TX for example.

If he's not married, he receives $960 per month in BAH (tax free too, another benefit of military service). However, if he has any dependents (either a kid or he's married) then he receives $1281 per month. And that's it. A $321 difference in pay between married and unmarried military members. Now, there are also tax benefits as well, but we'll ignore those for now.

AMEX Platinum With NO Annual Fees for US Military

Military servicemembers and spouses can get the American Express Platinum card with NO annual fees.

Learn how to apply for the AMEX Platinum Military.

The AMEX Platinum offers:

  • $550 Annual Fee WAIVED for US Military (and spouses)!
  • Earn 60,000 Membership Rewards Points with $5000 spend in 3 month
  • $200 credit for Uber rides (or Uber Eats!) annually
  • $200 airline fee credit
  • Centurion Lounge and Priority Pass Airport Lounge Access
  • NO foreign transaction fees

These benefits make the AMEX Platinum my top recommend card.

If you already have an AMEX Platinum card, check out the other AMEX cards, Chase military credit cards, and this month's top recommended credit card bonuses, most with no annual fees for US military personnel.

Military Money Manual has partnered with CardRatings for our coverage of credit card products. Military Money Manual and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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