How much does getting married increase your military pay?

14,542 grads of the Ultimate Military Credit Cards Course already know why
The Platinum Card® from American Express is my #1 recommended card

Military Money Manual has partnered with CardRatings for our coverage of credit card products and may receive a commission from card issuers. Some or all of the cards that appear on this site are from advertisers and may impact how and where card products appear on the site. This site does not include all card companies or all available card offers. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Short answer: $0.

Long answer: Depends on where you live. Getting married is a huge commitment and not something you want to do merely for the financial benefits. The military divorce rate has been historically higher than the civilian divorce rate, so make sure you're getting into it for the right reasons. So with that disclaimer, note the following:

  • Your basic pay is not affected by whether your married or have kids
  • The only pay you receive that is affected by marriage or having kids (both classified as dependents by the DoD) is your Basic Allowance for Housing, or BAH

So let's take a young E-4 living in San Antonio, TX for example.

If he's not married, he receives $960 per month in BAH (tax free too, another benefit of military service). However, if he has any dependents (either a kid or he's married) then he receives $1281 per month. And that's it. A $321 difference in pay between married and unmarried military members. Now, there are also tax benefits as well, but we'll ignore those for now.

Leave a Comment

This site uses Akismet to reduce spam. Learn how your comment data is processed.