How to Lower your Time Warner Cable Bill
I love Reddit.com because it shows the power of the “wisdom of the crowd.” Anyone can post anything they want and the users of the site vote content up and …
Spencer Reese
What is a landlord looking for when they run a credit check?
This question was recently posed on reddit.com, in the Personal Finance section. The questioner asked what credit score landlords are looking for and how he might improve that score. Unfortunately, …
How Do Credit Cards Work?
I see so many misconceptions and fears about credit cards every day that I feel like I have to set the record straight. This article is based on my 5+ …
Student Loans Under $40,000, 3 Years to Go
As part of getting my USAA Cadet Loan under $10,000, my student loan balance is now under $40,000! You can see the screen shot on the left from Mint.com. I’m pleased …
5 Crazy Things I Did for Cash in College
In college, with a bit of free time and no hourly wage job for the first three years, I needed to find a way to make some extra cash. Finding …
5 Real Ways to Make $200+ in Less Than 12 Minutes
There are lots of “work from home” and get-rich-quick schemes out on the web. If you find one that works, let me know and I’ll be the first to sign …
How much does having kids increase your military pay?
Just like for getting married in the military, your basic pay does not increase by adding a dependent. If you’re already married and claim your spouse as a dependent, you won’t see …
How I Budget My Military Paycheck
Of course, this can be applied to any paycheck, not just military ones. It’s a bit simpler than using software like Mint or Quicken and a bit more complex than …
How to Check Your Credit Report for Free 3 Times a Year
The last time I watched cable (probably in an airport while I was travelling, I don’t have a TV or cable at home) I saw that freecreditreport.com was still doing …
Save $100s Every Year With One Simple Tool: A CAC Reader
What is the one device you can purchase that will save you hundreds, maybe even thousands of dollars in time, gas, and wear and tear on your car? A CAC …