When Selecting a Credit Card, APR Doesn’t Matter
This is a bit of a follow up to my article on how credit cards work. APR, or Annual Percentage Rate, is how credit card companies make money. (There’s also …
Spencer
8 Ways to Save Money on Deployment
Deployment: Whether it’s 30 days or 15 months, it’s never easy. All of the preparation that goes into deploying, the actual deployment, and then being stationed thousands of miles away …
What Does Cyprus Teach Us? Diversify
Diversify, diversify, diversify. This woman lost $200,000. This guy lost $1,000,000. Why? Because the evil bankers stole their money to fund a bank bail out because the banks were over …
AirBnB.com Hosting Review – How I Let Strangers Pay My Mortgage
Update Feb 5, 2014: We’ve made $4994 through AirBnB since Feb 2013! That’s over five month’s rent! When it comes to making extra money while serving in the military, it’s …
The Power of the “Bills” Account
I’m a big fan of responsible credit card use. (Unlike some financial “gurus.”) With a few cards offering 5% cash back and most good credit cards offering 1-2% back on …
Lending Club Review – 2 Years, 6.23% Return, 5 Loans Charged Off
Be sure to check out my Lending Club review from 6 months ago and my analysis of charged off (defaulted) LC notes. Lendingclub.com continues to deliver superior investment returns while minimizing risk. …
Roth TSP vs. Roth IRA
A buddy of mine recently asked: Can you double dip Roth TSP and Roth IRA? (Contribute the maximum to both plans in one year) YES! Technically, I wouldn’t call it …
BedinaBox.com Review – PacDown PacBed Memory Foam Mattress
Update for January 2017: After sleeping on my Bed in the Box for a few months, I started experiencing dead arm, back problems, and other issues. I no longer sleep …
Why I’m Funding My Roth IRA and Not My Wife’s (For Now!)
Kate Horrell asked a great question on my 1 year financial plan post: Spencer, I’d love to hear your logic about funding your IRA over your wife’s IRA. You have …
My 1 Year Plan – Where I Want to Be Financially on Dec 31, 2013
Planning for the future is probably the greatest personal finance tool you have. When you think about where you want to be in a month, in a year, in 5 …