What Does Cyprus Teach Us? Diversify
Diversify, diversify, diversify. This woman lost $200,000. This guy lost $1,000,000. Why? Because the evil bankers stole their money to fund a bank bail out because the banks were over …
Spencer
AirBnB.com Hosting Review – How I Let Strangers Pay My Mortgage
Update Feb 5, 2014: We’ve made $4994 through AirBnB since Feb 2013! That’s over five month’s rent! When it comes to making extra money while serving in the military, it’s …
The Power of the “Bills” Account
I’m a big fan of responsible credit card use. (Unlike some financial “gurus.”) With a few cards offering 5% cash back and most good credit cards offering 1-2% back on …
Lending Club Review – 2 Years, 6.23% Return, 5 Loans Charged Off
Be sure to check out my Lending Club review from 6 months ago and my analysis of charged off (defaulted) LC notes. Lendingclub.com continues to deliver superior investment returns while minimizing risk. …
Roth TSP vs. Roth IRA
A buddy of mine recently asked: Can you double dip Roth TSP and Roth IRA? (Contribute the maximum to both plans in one year) YES! Technically, I wouldn’t call it …
BedinaBox.com Review – PacDown PacBed Memory Foam Mattress
Update for January 2017: After sleeping on my Bed in the Box for a few months, I started experiencing dead arm, back problems, and other issues. I no longer sleep …
Why I’m Funding My Roth IRA and Not My Wife’s (For Now!)
Kate Horrell asked a great question on my 1 year financial plan post: Spencer, I’d love to hear your logic about funding your IRA over your wife’s IRA. You have …
My 1 Year Plan – Where I Want to Be Financially on Dec 31, 2013
Planning for the future is probably the greatest personal finance tool you have. When you think about where you want to be in a month, in a year, in 5 …
Releasing a Cosigner from a Navient Student Loan
To be eligible for student loans (especially private loans) a cosigner with a longer and more established credit history is required. Sometimes it makes sense to have a relative as …
2012 State of the Website
I started the Military Money Manual in April 2012. In the 9 months since it started, I’ve seen it grow from 220 visitors per month to nearly 2000 in December. It’s …