DoD Dine Smart Dinova GTC Traveler Rewards Points
The new DoD Dine Smart program from Dinova allows you to earn points when you spend money at restaurants with your Government Travel Card (GTC). You can sign up for …
Credit Cards
Credit Card Points with a Military Family in Hawaii
The following is a guest post from Jamie, an Air Force officer who lives in Hawaii with his wife and three kids. Jamie shows us how you can apply military …
Do I Need a Business to Open a Business Credit Card? | LLC Not Needed
No, you do not need a registered business to open a business credit card. You can use your Social Security number and open a business card as a sole proprietor. …
Personal Capital Review: 5 Years of Net Worth Tracking
Thanks to the power of the internet, what was once available only to the wealthy and those good with spreadsheets is now available to everyone. Personal Capital is a free, …
How I Got an 800+ Credit Score in My 20s
Credit scores are mostly useless pieces of financial trivia that most people should not worry about day to day. Unless you have an auto purchase, home purchase, or mortgage refinance coming …
When Selecting a Credit Card, APR Doesn’t Matter
This is a bit of a follow up to my article on how credit cards work. APR, or Annual Percentage Rate, is how credit card companies make money. (There’s also …
The Power of the “Bills” Account
I’m a big fan of responsible credit card use. (Unlike some financial “gurus.”) With a few cards offering 5% cash back and most good credit cards offering 1-2% back on …
Releasing a Cosigner from a Navient Student Loan
To be eligible for student loans (especially private loans) a cosigner with a longer and more established credit history is required. Sometimes it makes sense to have a relative as …
What is a landlord looking for when they run a credit check?
This question was recently posed on reddit.com, in the Personal Finance section. The questioner asked what credit score landlords are looking for and how he might improve that score. Unfortunately, …
How Do Credit Cards Work?
I see so many misconceptions and fears about credit cards every day that I feel like I have to set the record straight. This article is based on my 5+ …