Welcome Financial Samurai Readers
This morning my guest post about the benefits of joining the military versus going to college went live on Financial Samurai. If this is your first time to my site, …
Money Tips
Refinancing an Auto Loan and Negotiating a Better Rate
When I purchased my new 2015 Mazda 3, the dealership advertised a 36 month 0% interest auto loan, with no payments in the first 90 days and nothing due at …
Read moreRefinancing an Auto Loan and Negotiating a Better Rate
The Uber of FOREX: OFX Review
Overseas money transfers can be scary and expensive, especially if you have never done one before. But they don’t have to be. This is my OFX review. Last month I …
How to Get Cash and Make Money on Your TDY
So far this year I have spent 3 weeks out of the past 4 months at my home station. The rest of the time I’ve been TDY or deployed to …
20% Annual Return Chase Checking Account
Over the summer, Chase Bank sent me an offer in the mail to open a checking account with them. The sweetener? $150 cash bonus, just for opening the account. Any …
Savings Deposit Program: The Only Guaranteed 10% Return
Finding a bank account with an interest rate greater than 1% is difficult these days. Google Advisor, a free comparison tool for credit cards, CDs, checking, and savings accounts has …
Read moreSavings Deposit Program: The Only Guaranteed 10% Return
125,000 Delta SkyMiles Without Leaving the Ground
NOTE: Click here for the latest American Express Delta credit card offers for military servicemembers available. I’ve applied for dozens of credit cards over the years and cashed in thousands …
When Selecting a Credit Card, APR Doesn’t Matter
This is a bit of a follow up to my article on how credit cards work. APR, or Annual Percentage Rate, is how credit card companies make money. (There’s also …
The Power of the “Bills” Account
I’m a big fan of responsible credit card use. (Unlike some financial “gurus.”) With a few cards offering 5% cash back and most good credit cards offering 1-2% back on …
The Answer to 80% of Personal Finance Questions
Make a budget. Have an emergency fund. Pay off your debts. Save some of your money for later.