Refinancing an Auto Loan and Negotiating a Better Rate
When I purchased my new 2015 Mazda 3, the dealership advertised a 36 month 0% interest auto loan, with no payments in the first 90 days and nothing due at …
Money Tips
The Uber of FOREX: OFX Review
Overseas money transfers can be scary and expensive, especially if you have never done one before. But they don’t have to be. This is my OFX review. Last month I …
How to Get Cash and Make Money on Your TDY
So far this year I have spent 3 weeks out of the past 4 months at my home station. The rest of the time I’ve been TDY or deployed to …
125,000 Delta SkyMiles Without Leaving the Ground
NOTE: Click here for the latest American Express Delta credit card offers for military servicemembers available. I’ve applied for dozens of credit cards over the years and cashed in thousands …
When Selecting a Credit Card, APR Doesn’t Matter
This is a bit of a follow up to my article on how credit cards work. APR, or Annual Percentage Rate, is how credit card companies make money. (There’s also …
The Power of the “Bills” Account
I’m a big fan of responsible credit card use. (Unlike some financial “gurus.”) With a few cards offering 5% cash back and most good credit cards offering 1-2% back on …
5 Crazy Things I Did for Cash in College
In college, with a bit of free time and no hourly wage job for the first three years, I needed to find a way to make some extra cash. Finding …