How to Lower your Time Warner Cable Bill
I love Reddit.com because it shows the power of the “wisdom of the crowd.” Anyone can post anything they want and the users of the site vote content up and …
What is a landlord looking for when they run a credit check?
This question was recently posed on reddit.com, in the Personal Finance section. The questioner asked what credit score landlords are looking for and how he might improve that score. Unfortunately, …
Analysis of Charged Off (Defaulted) Lending Club Notes
Since joining Lending Club in February 2011, I’ve had five loans get charged off. You can see them below. As you can see, they all started as $25 investments, cover 5 …
Do I Have to Pay Taxes on my Lending Club Earnings?
Check out my review of Lending Club if you’re not familiar with it! I AM NOT A TAX OR FINANCIAL ADVISOR. THIS IS NOT TAX ADVICE. THIS IS BASED ON …
How Do Credit Cards Work?
I see so many misconceptions and fears about credit cards every day that I feel like I have to set the record straight. This article is based on my 5+ …
Student Loans Under $40,000, 3 Years to Go
As part of getting my USAA Cadet Loan under $10,000, my student loan balance is now under $40,000! You can see the screen shot on the left from Mint.com. I’m pleased …
5 Crazy Things I Did for Cash in College
In college, with a bit of free time and no hourly wage job for the first three years, I needed to find a way to make some extra cash. Finding …
5 Real Ways to Make $200+ in Less Than 12 Minutes
There are lots of “work from home” and get-rich-quick schemes out on the web. If you find one that works, let me know and I’ll be the first to sign …
How much does having kids increase your military pay?
Just like for getting married in the military, your basic pay does not increase by adding a dependent. If you’re already married and claim your spouse as a dependent, you won’t see …
Do I need to buy rental car insurance?
Short answer: In 90% of cases, no, especially if, like many in the military, you’re a USAA member or have The Platinum Card® from American Express or the Chase Sapphire …