Military Money Manual has partnered with CardRatings and OMAAT for our coverage of credit card products. Military Money Manual, OMAAT, and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Thank you for supporting my independent, veteran owned site.
I started this site in 2012 with the intent of making money online. I had just finished reading Tim Ferriss' 4-Hour Workweek and knew that I needed to start an online, cash generating muse.
After dong a bit of research on military personal finance blogs, I purchased MilitaryMoneyManual.com and started writing my WordPress site. Hosting was only $7 per month, so what did I have to lose?
In the beginning it was just Google Adsense and a few bucks a month. Below I share a few of the things I did to make money online.
Here's a picture of my first check from Google Adsense on Dec 21, 2012. $76.92!
Making money online is not a get rich quick scheme. It takes years of writing, networking, sharing content, and testing to see what works. There are a few ways people can make money online:
- Affiliate marketing
- Selling a digital product like a course, ebook, or similar
- Selling a physical product
- Banner Ads
- Contextual ads, like Google Adsense or Media.net
Making the First $1000 Online
In October 2013, I finally made $1000 online since starting the site in April 2012. $1000 cash money, in my bank account, via direct deposit or mailed check.
It took me 19 months to make $1000. Not a great return on investment or time.
I did this without signing up for any scammy or spammy “MAKE MONEY ONLINE NOW” schemes. I didn't buy backlinks or focus on crazy SEO tactics that are only going to be invalidated in the next iteration of Google Penguin/Panda updates.
I only had 44 Twitter followers at the time and I was convinced many of my 200 Facebook followers were fake accounts. My Alexa ranking had never been below 1,000,000, as far as I know. In 2019 I have no social media presence at all.
I knew this isn't that impressive. There are bloggers and website owners out there who make this in a day. However, most of these folks blog full time or dedicate many more hours of their day to promoting their sites, publishing guest posts, and writing great content.
I don't have the time, energy, or motivation to dedicate myself to blogging like that. There are so many other things to do with my limited free time, places to explore, people to meet, beer to drink, and experiences to be had that I can't sit at my computer screen for hours every day.
If I find a topic for a post I'm passionate about, I'll write about it. I can't make another “10 Ways to Save Money By Drinking Your Own Urine!” post. You know those sites I'm talking about. There is plenty of noise out there on the internet. I'm not going to contribute to it.
Plus, I have my day job with Uncle Sam, which can be a 168 hour a week job at times. I'm excited to have made this money online while serving on active duty. It can be nearly impossible for active duty servicemembers to generate income through a second job or side hustle because of the frequency they travel and the hours they work.
That said, if you want to achieve financial independence sooner rather than later, increasing your income is the quickest path. You can only cut your expenses so much. You still need to buy food. You still need to buy clothes. You still need to put a roof over your family's head and have fun with life.
Rather than saving a few pennies every day, why not make a few more dollars every day? And, while you're at it, you can help other military personnel to achieve their financial goals, even if it isn't early retirement (although who wouldn't want to be done working at age 40?). That's why I got into this game.
How Many Hours Per Day Does it Take to Make Money Online?
In terms of time invested, it depends whether I'm deployed or at home. When I'm home, I probably spend about 5 hours a week doing blog content related activities like actually writing posts, finding ideas, managing the comments and backend WordPress stuff.
I'm on the road so often that I feel like I need to maximize my time with family and friends when I'm home. Blogging definitely becomes a lower priority.
When I'm deployed, I find myself investing more time and energy into the blog. If you look back at my archives, you can probably tell the months I was deployed, because I cranked out about two posts a week. This probably required around 10-20 hours of work a week. Nearly a part time job!
How I Get Paid to Write Online
When I started, I was paid by a well established and legitimate advertising program: Google Adsense. Adsense is backed by the $500 billion online search juggernaut Google. In exchange for a few lines of code on my site that displays advertisements, I get a check every month from the Big G for over $100.
I started this blog on April 1, 2012. By Sep 16, 2013, I had earned $1001.60 from Google Adsense.
It took me about 1 year and 6 months or 563 days to go from earning nothing online to earn a total of $1001 and earning $100+ per month consistently.
$1000/563 days = about $2 per day. Obviously, at $2 per day there is a lot of room for improvement.
But just think about how incredible it is that you can be paid for just publishing some words on the Internet. I find it pretty darn amazing.
The Best Part of Earning Income Online
My Air Force job sometimes requires me to be away from home for 3 weeks with 2 days of notice. Sometimes I don't have an internet connection for a week.
Sometimes I have literally worked a 24 hour day, slept for 12 hours, and then gone out and worked another 24 hour day. I have slept in 8 separate countries on 4 different continents in the space of 2 weeks.
My job does not allow for any kind of side hustle or work where I need to be somewhere at a certain time. But blogging doesn't require that. You put in the work ahead of time and reap the benefits later.
I enjoy writing about subjects I care about. Blogging provides me with a far greater audience than just my friends and family. And no one wants to listen to someone go on for hours about military personal finance, early retirement, or financial independence. Trust me.
When I go on those 3 week trips and don't have a spare second to write anything for the blog, it brings a huge smile to my face to open up Google Adsense and see that I still made money. A little bit of work up front results in a long term pay off.
That's the best part of earning income online. Creating time and location independence for yourself. Even if it's only a few dollars a day.