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Military Money Manual

Military Money Manual

Air Force veteran investing for financial independence by age 40.

Military Money Manual
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Case Studies

Bilt Credit Card Military – Earn Points Paying Rent With No Fees

The Bilt World Elite Mastercard® Credit Card stands out for its unique ability to earn rewards on rent payments without incurring transaction fees. Military renters can now earn valuable travel …

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Make 2020 Your Best Financial Year Yet: 8 Steps to Financial Freedom

Happy 2020! This year, military pay rose 1.3% and BAH rose for many. In total my pay will jump about $6000 from Jan 1 2016 to Jan 1 2017, mostly …

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We are a Proud “Zero TV” Household!

The AP is reporting that broadcasters are beginning to worry about “Zero TV” households, a demographic that has risen by 3 million to 5 million households since 2007. Not surprisingly  Netflix …

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What Does Cyprus Teach Us? Diversify

Diversify, diversify, diversify. This woman lost $200,000. This guy lost $1,000,000. Why? Because the evil bankers stole their money to fund a bank bail out because the banks were over …

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Lending Club Review – 2 Years, 6.23% Return, 5 Loans Charged Off

Be sure to check out my Lending Club review from 6 months ago and my analysis of charged off (defaulted) LC notes. Lendingclub.com continues to deliver superior investment returns while minimizing risk. …

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BedinaBox.com Review – PacDown PacBed Memory Foam Mattress

Update for January 2017: After sleeping on my Bed in the Box for a few months, I started experiencing dead arm, back problems, and other issues. I no longer sleep …

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Why I’m Funding My Roth IRA and Not My Wife’s (For Now!)

Kate Horrell asked a great question on my 1 year financial plan post: Spencer, I’d love to hear your logic about funding your IRA over your wife’s IRA. You have …

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My 1 Year Plan – Where I Want to Be Financially on Dec 31, 2013

Planning for the future is probably the greatest personal finance tool you have. When you think about where you want to be in a month, in a year, in 5 …

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Analysis of Charged Off (Defaulted) Lending Club Notes

Since joining Lending Club in February 2011, I’ve had five loans get charged off. You can see them below. As you can see, they all started as $25 investments, cover 5 …

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About Military Money Manual

The Military Money Manual's mission to to enrich military servicemembers and their families. Through a podcast, book, course, and website, the Military Money Manual explains military credit card benefits clearly.

I am a US Air Force veteran who invested and achieved financial independence by age 35. This site is veteran owned and operated since 2012. Thank you for your support!

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