I am an active duty Air Force officer investing for financial independence by age 40.
Budgeting: why bother? I find budgeting to be a chore and would much rather focus my limited time for my finances on increasing my income and investing. We only have …
Read MOREI Hate Budgeting: 2015-2016 Expenses and Investments
In this article I run my personal financial independence plan through several online retirement calculators. Every calculator is only as good as the assumptions that go into it. Some calculators …
Read MOREFinancial Independence Calculators – Are We on Track?
Happy 2020! This year, military pay rose 1.3% and BAH rose for many. In total my pay will jump about $6000 from Jan 1 2016 to Jan 1 2017, mostly …
Read MOREMake 2020 Your Best Financial Year Yet: 8 Steps to Financial Freedom
I graduated college with $60,000 in student debt. When my wife and I got engaged, she was carrying $45,000 of student loans. Between us, we were working against over $100,000 …
Andy used his GI Bill to pay for medical school. It’s an awesome benefit that all servicemembers should be aware of and should take advantage of if they are heading …
The AP is reporting that broadcasters are beginning to worry about “Zero TV” households, a demographic that has risen by 3 million to 5 million households since 2007. Not surprisingly Netflix …
Diversify, diversify, diversify. This woman lost $200,000. This guy lost $1,000,000. Why? Because the evil bankers stole their money to fund a bank bail out because the banks were over …
Be sure to check out my Lending Club review from 6 months ago and my analysis of charged off (defaulted) LC notes. Lendingclub.com continues to deliver superior investment returns while minimizing risk. …
Read MORELending Club Review – 2 Years, 6.23% Return, 5 Loans Charged Off
Update for January 2017: After sleeping on my Bed in the Box for a few months, I started experiencing dead arm, back problems, and other issues. I no longer sleep …
Read MOREBedinaBox.com Review – PacDown PacBed Memory Foam Mattress
Kate Horrell asked a great question on my 1 year financial plan post: Spencer, I’d love to hear your logic about funding your IRA over your wife’s IRA. You have …
Read MOREWhy I’m Funding My Roth IRA and Not My Wife’s (For Now!)