These are my top recommended credit cards for this month. Some have $450-550 annual fees waived exclusively for US military personnel.

The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.

Here are 7 of the best personal finance blogs for a military audience. If you think I missed any, let me know in the comments!

The Military Wallet

Ryan Guina, who also founded Cash Money Life, served on active duty for 6.5 years in the US Air Force. He produces extremely well researched and cited articles about all kinds of topics relating to military personnel. He's been featured in some major publications and is consistently in the Wisebread Top 100 Personal Finance Blogs. His articles on the GI Bill and free meals on Veterans Day offer practical and timely advice.

The Military Guide

doug-nordman-military-guideDoug Nordman at The Military Guide blog has been in the military personal finance advice game for years. Doug started the blog in 2010 to market his book, The Military Guide to Financial Independence and Retirement (not into pithy titles, Doug?). He has been a great mentor to me, helping me get my blog off the ground, letting me guest post, and answering lots of my questions! His thesis is simple: military early retirement is easy! You get an inflation protected pension, a low cost healthcare plan and the hardest part is deciding what you what to do all day. He made a lot of financial mistakes, retired in the depths of the Dot Com Bust of 2002, and still managed to thrive in early retirement. Check out his archives for some great information on military retirement.

Military Money Chica

military-money-chica-adrianna-d-lupherAdrianna is the Military Money Chica (nice title!), an Air Force spouse, mother of two, founder of the Military Spouse Bloggers, and personal finance guru! She had a crash course in military PF when she arrived at RAF Mildenhall and became the head of the Personal Financial Management Program with ZERO professional training. Now she shares her knowledge with a Latina twist. She also just started Next Gen Mil Spouse, which brings the best military spouse bloggers together on one site.

Live the New Economy

mike-live-the-new-economyMike over at LTNE is an Army O-5 staring down the barrel of military retirement. In April 2012 Mike had over $50,000 in non-mortgage debt. Since then, he's paid it all of completely and is now working towards paying his rental property mortgage off! We started our sites around the same time, so I feel a kind of kindred spirit with him. Mike writes about frugal living (he rides his bike to work every day), paying down debt, and creating more income streams than your DFAS paycheck.

USAA Financial Advisor Blog

usaa-logoAs you probably know, I'm in love with USAA. Their support of the military, customer service, financial products, no fee philosophy – if I could create the perfect bank, I would just leave USAA the way it is (okay, I'd probably add a better credit card rewards program, but that's a minor point). Scott Halliwell, a Certified Financial Planner with 20 years experience heads up the USAA Financial Advisor Blog. It's not the easiest format to navigate, but there are always some great tips and tricks in there, some of them unique to the USAA customer. I usually find myself reading one or two of their articles when I check my bank statements once a week.

Paycheck Chronicles at

Kate at Paycheck Chronicles must know everything there is to know about DFAS, MyPay, and the military pay system. She's very up to date on the latest pay news and covers BAH, BAS, and all kinds of military personal finance issues. Her posts are short and to the point and she has a “no holds barred” attitude towards crap like overwhelming car payments and payday loans. She also has the pleasure (or horror, depending on how you look at it) of writing the “when will I get paid?” post twice a month. Guess what? It'll be around or before the 1st or the 15th. Guaranteed. Unless Congress can't raise the debt ceiling/can't pass a budget/drives over an actual cliff.

Military Money Manual

I started this site in April 2012 and have had an awesome time sharing what I've learned from the experts and what I've experienced during my active duty service. I'm excited for many more years of sharing my journey towards financial independence by age 40, using my military pay and benefits.

I wrote in my 2012 year in review that personal finance for military members is an under served market. I believe that there are many opportunities for new voices and new perspectives.

Military financial situations are often much more complicated and unique than your average civilian. It's tough for an Air Force officer to write about pay and benefits for an enlisted Army guy. I'm not in his situation and I haven't personally used the specific Army programs available to him. That's why it's so important to have lots of people discussing and sharing their experiences.

Did I miss any other great military personal finance blogs or websites? Let me know in the comments!

7 Outstanding Military Personal Finance Blogs

AMEX Platinum With NO Annual Fees for US Military

Military SCRA MLA AMEX Platinum

Military servicemembers and spouses can get the American Express Platinum with NO annual fees.  Pick up your military annual fee waived card here!

Learn more about the AMEX military fee waiver.

The AMEX Platinum offers:

  • $550 Annual Fee WAIVED for US Military (and spouses)!
  • 60,000 Membership Rewards Points welcome offer
  • $200 credit for Uber rides (or Uber Eats!) annually
  • $200 airline fee credit
  • Centurion Lounge and Priority Pass Airport Lounge Access
  • NO foreign transaction fees

These benefits make it my top recommend card.

If you already have an AMEX Platinum card, check out the other AMEX cards, Chase credit cards, and this month's top recommended credit card bonuses, most with no annual fees for US military personnel.

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14 thoughts on “7 Outstanding Military Personal Finance Blogs

  • July 31, 2013 at 00:19

    Great list. We are working on creating out own to help other Phroogal Military find great blogs like yours and those you’ve listed.

  • February 16, 2013 at 10:44

    Somehow I had missed this Spencer! Thanks for the note, though it is a little disconcerting seeing my kevlar-encased grape rather unexpectedly!

    A great list too!

  • January 25, 2013 at 11:34

    Thanks for the mention and the compliments, Spencer. Please reach out to me if there is anything I can do for you!

  • January 11, 2013 at 13:21

    Congrats to Adrianna! She is awesome! I am blessed to have “met” her. She has helped me get my personal finance blog off the ground and running…and yes, I am a military spouse also 🙂

  • January 11, 2013 at 10:07

    Thank you so much for including me in your list! I can’t wait to shout you out across the interwebs!

  • January 9, 2013 at 16:39

    Thanks for the compliment, Spencer. I’m glad that you find my writing interesting! I look forward to watching your journey. I wish we had been more focused at your age. Great job!

  • January 9, 2013 at 06:56

    Thanks, Spencer! And I second your endorsement of Ryan’s Military Wallet.

    Yeah, no pithy titles on my book. What you see is what you get.

    But maybe my upcoming e-book needs a better working title than “The Military Guide to Military Insurance”…

    • January 9, 2013 at 16:48

      No title ideas for that e-book, but I’ll be sure to give it a read when it comes out!


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