6 Best Military Personal Finance Sites & Blogs

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Here are 6 of the best military personal finance blogs in 2024. If you think I missed any, let me know in the comments!

I have personally met all of these bloggers and some of them I've known for years. It's funny, but they are all real people behind the screen.

Military Money Manual

I started this site in 2012 and had an awesome time sharing what I've learned from the experts. I shared many of my active duty money experiences on this site, including maximizing my BRS match, investing in the military TSP, and how to save money on military deployment.

I wrote the book on achieving financial independence in the military: The Military Money Manual: A Practical Guide to Financial Freedom.

I'm excited for many more years of sharing my journey towards financial independence by age 40, using my military pay and benefits.

Today, I'm focusing on helping military servicemembers get their annual fees waived on their American Express cards, Chase Sapphire Reserve cards, and other top military credit cards.

You can also sign up for my free Ultimate Military Credit Cards Course on how to maximize your SCRA and MLA credit card annual fee waivers.

Enlisted Money Guy

Brandon Lovingier, ChFC®, MQFP® aka The Enlisted Money Guy™ on Instagram, wasn’t born into money. He joined the Army right out of high school and has served over 18 years on active duty so far – including deployments to Iraq and Afghanistan.

When he was younger, he wasted money on trucks, beer, cigarettes, energy drinks, and everything in between. At one point, he and his wife had to put rent on a credit card just to get by.

Fast forward, they’re debt-free and building wealth. He established his blog, Enlisted Money, to help enlisted service members avoid the same mistakes he made. He earned his Chartered Financial Consultant – ChFC® designation in 2022 and is one of the first Military Qualified Financial Planner – MQFP® designation holders. He’s been a speaker at MilMoneyCon and loves mentoring other service members on their own financial freedom journey.

Brandon also founded Start100K and a passionate advocate for financial literacy. After struggling with his own finances and learning from his mistakes, he launched Start100K to guide hardworking individuals toward financial success by focusing on building the habits and systems to reach your first $100,000 of net worth. His approachable and entertaining style helps regular people understand complex concepts and avoid common financial pitfalls.

Episodes of the Start100K podcast ending in “1” (like 1, 11, 21, etc.) are tailored specifically for military members, drawing from Brandon's extensive experience in the Army. He's dedicated to delivering practical financial education with empathy, helping listeners overcome challenges and build a brighter financial future.

Now he prefers to “guest around” other podcasts (like the amazing Military Money Manual Podcast!), but he does release a raw solo episode here and there.

The Military Wallet

Ryan Guina founded The Military Wallet, after serving on active duty for 6.5 years in the US Air Force. He left the Air Force and was a civilian for 8 years before joining the Tennessee Air National Guard and commissioning.

Ryan produces extremely well researched and cited articles about all kinds of topics relating to military personnel.

He's been featured in some major publications and is consistently in the Wisebread Top 100 Personal Finance Blogs. He writes about topics such as the GI Bill and free meals on Veterans Day and provides servicemembers and military families offer practical and timely advice.

The Military Guide

Doug Nordman at The Military Guide blog has been in the military personal finance advice game for years. Doug started the blog in 2010 to market his book, The Military Guide to Financial Independence and Retirement.

He has been a great mentor to me, helping me get my blog off the ground, letting me guest post, and answering lots of my questions!

His thesis is simple: military early retirement is easy! You get an inflation protected pension, a low cost healthcare plan and the hardest part is deciding what you what to do all day.

Doug made a lot of financial mistakes, retired in the depths of the Dot Com Bust of 2002, and still managed to thrive in early retirement. Check out his site for some great information on military retirement and financial independence.

The Military Guide was bought by Military Wallet and all articles were rolled into The Military Wallet. Doug now writes at Military Financial Independence.

The Military Dollar

Written anonymously by an Air Force officer, the Military Dollar has some excellent military personal finance advice and travel hacking tips.

Kate Horrell

Kate at KateHorrell.com must know everything there is to know about DFAS, MyPay, and the military pay system. She's very up to date on the latest pay news and covers BAH, BAS, and all kinds of military personal finance issues.

Her posts are short and to the point and she has a “no holds barred” attitude towards crap like overwhelming car payments and payday loans.

Her Money Moves

Here's a military spouse personal finance blog: Her Money Moves. Whether it's OCONUS travel tips or remote work opportunities for military spouses, Her Money Moves has it covered.

New Military Personal Finance Bloggers

Military financial situations are often much more complicated and unique than your average civilian. It's tough for an Air Force officer to write about pay and benefits for an enlisted Army guy.

I'm not in his situation and I haven't personally used the specific Army programs available to him. That's why it's so important to have lots of people discussing and sharing their experiences.

If you have started a military personal finance blog recently or I missed you on this list, please let me know in the comments.

14 thoughts on “6 Best Military Personal Finance Sites & Blogs”

  1. Somehow I had missed this Spencer! Thanks for the note, though it is a little disconcerting seeing my kevlar-encased grape rather unexpectedly!

    A great list too!

  2. Congrats to Adrianna! She is awesome! I am blessed to have “met” her. She has helped me get my personal finance blog off the ground and running…and yes, I am a military spouse also :)

  3. Thanks for the compliment, Spencer. I’m glad that you find my writing interesting! I look forward to watching your journey. I wish we had been more focused at your age. Great job!

  4. Thanks, Spencer! And I second your endorsement of Ryan’s Military Wallet.

    Yeah, no pithy titles on my book. What you see is what you get.

    But maybe my upcoming e-book needs a better working title than “The Military Guide to Military Insurance”…


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