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Military Money Manual

Military Money Manual

Air Force veteran investing for financial independence by age 40.

Military Money Manual
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  • Mentor
  • Cards
    • Amex Platinum Card
    • Amex Gold Card
    • Amex Military Explained
    • Chase Sapphire Reserve
    • Chase Sapphire Preferred
    • Chase Military Explained
    • Best Military Credit Cards
    • Best Bonus Offers Today
    • Cards That Waive Annual Fees
    • All Credit Card Articles
    • Cards by Type
      • My Cards
      • Citi Cards
      • Travel Rewards Cards
      • Airline Cards
      • Hotel Cards
      • Cash Back Cards
      • Business Credit Cards
  • Tools
  • Free Course
  • Book
  • Podcast
  • Money
    • Military Mega Backdoor Roth
    • Maximize TSP BRS Match
    • TSP Investing Course
    • My Asset Allocation
    • Thrift Savings Plan Review
    • Savings Deposit Program (SDP)
    • Military Tax Strategies
    • Military Real Estate
  • About
    • Ads Disclosure
    • Posts
    • Contact Me
    • All Posts
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Spencer Reese

Amex Gold Card Military | 100k Points + 4x Points on Restaurants, US Supermarkets

The American Express® Gold Card offers an excellent welcome bonus offer and great bonus earning categories. This is my third most popular card for service members and spouses, after the …

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16 Comments
Amex Platinum Military

Amex Platinum Military 2026 | Active Duty, Spouse Explained

The American Express Platinum Card® is my most popular card for service members and spouses. Learn how to apply for the American Express Platinum Card® on our partner’s secure site …

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249 Comments

Best Way to Use Amex Points | Sweet Spot Redemptions

American Express Membership Reward® points can be extremely valuable if they are redeemed in an effective way. The best way to use Amex points is usually transferring the points to …

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credit card application rules by bank

32 Credit Cards in My Wallet 2026 | Current Credit Cards

As of June 2026 my wife and I have over 32 open cards. I was active duty for over 11 years. Over that time, my wife and I opened and …

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33 Comments
American Express Green Card for Military: No Annual Fee!

Amex Family Language: Amex Card Rules on Welcome Bonuses

American Express, or Amex, has added new “family language” in the terms and conditions of their credit card applications. The family language restriction means that if you have received a …

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5 Comments
American Express Green Card for Military: No Annual Fee!

Amex Trifecta: Platinum, Gold, Green, and Blue

All information about American Express® Green Card has been collected independently by MilitaryMoneyManual.com The Amex Trifecta is less well known than the Chase Trifecta, but can be equally as a …

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American Express Platinum Card® vs Amex Gold | Which Card is Better in 2026?

Which card is better: the American Express® Gold Card or the American Express Platinum Card®? The nice thing about being an service member or spouse is you do not have …

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12 Comments

Create Multiple American Express Login Accounts to Upgrade Amex Cards

If you want to upgrade American Express cards to higher tier cards online, you can create separate AmericanExpress.com logins to make it easier and faster. Creating additional Amex logins allows …

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28 Comments
tax gain harvesting calculator

Tax Gain Harvesting Calculator: Military Version

Tax gain harvesting: how much can you realize at 0%? Long-term capital gains are taxed at 0% federally while your taxable income stays under a ceiling. Military pay is mostly …

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USAA Career Starter Loan

USAA Career Starter Loan | Best Cadet Loan in 2026

Is the USAA Career Starter Loan a good deal for military officer cadets and midshipman? It depends on your personal financial situation and what you plan to use the loan …

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About Military Money Manual

We build wealth for military service members and their families.

We have the best credit cards and show you how to use them! Money management, personal finance, and investing for active duty, Guard, Reserve, military spouses. Financial education for officers and enlisted through books, courses, podcast, newsletter, and blog.

I am an Air Force veteran who saved, invested, and achieved financial independence by age 35. This site is veteran owned and operated since 2012. Thank you for your support!

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