18,122 grads of the Ultimate Military Credit Cards Course already know why
The Platinum Card® from American Express is my #1 recommended card
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Here are a list of American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Points, Capital One Miles, and Marriott Bonvoy transfer partners.
You can maximize the value of your points by transferring from flexible credit card points and miles to airline, hotel, and travel partners.
In this post:
American Express Membership Rewards Transfer Partners
- Aer Lingus
- AeroMexico
- Air Canada
- Alitalia
- ANA
- Cathay Pacific (Asia Miles)
- Avianca
- British Airways
- Delta
- El Al
- Emirates
- Etihad
- Flying Blue (Air France / KLM)
- Iberia
- Hawaiian Airlines
- JetBlue
- Qantas
- Singapore Airlines
- Virgin Atlantic
- Choice Hotels
- Hilton Honors
- Marriott Bonvoy
The Platinum Card® from American Express
Learn how to apply on our partner's secure site
- $695 annual fee. Reduced to $0 with American Express special military protections
- You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount – all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
- $200 Annual Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. Note that The Hotel Collection requires a minimum two-night stay
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Disney+, a Disney+ Bundle, ESPN+, Hulu, Peacock, The New York Times, and The Wall Street Journal. Enrollment required.
- $200 Uber Cash: Platinum Card® Members can get $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction. Enrollment required.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
- This is a MAJOR time saver–$120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA PreCheck® official enrollment provider) application fee, when charged to your Platinum Card®! Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Lounge life! Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta flight (subject to visit limitations), select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.
- A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
- Up to $100 annual Saks Fifth Avenue credit, enrollment required
- Global Dining Access by Resy gets you access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
- No foreign transaction fees
- Enrollment is required for select benefits
- The Platinum Card® from American Express – learn how to apply
- Read my full review of the Amex Platinum card for military, terms apply
Chase Ultimate Rewards Transfer Partners
- Aer Lingus AerClub
- Air France/KLM Flying Blue
- British Airways Executive Club
- Emirates Skywards
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards
- United MileagePlus
- Virgin Atlantic Flying Club
- Iberia Plus
- World of Hyatt
- IHG Rewards Club
- Marriott Bonvoy
Chase Sapphire Reserve® Card
Learn how to apply on our partner's secure site
- $550 annual fee waived to $0 for US military + spouses with Chase MLA policy
- Earn 60,000 bonus points after you spend $5,000 on eligible purchases in the first 3 months from account opening.
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually.
- 3x Points on other Travel (airfare, hotels) after earning the $300 travel credit
- 3x Dining restaurants, takeouts, delivery
- Chase Ultimate Reward Points redeemed through Chase Travel℠ are worth 1.5 cents, a 50% bonus.
- Priority Pass lounge and restaurant access with over 1300+ airport lounges worldwide
- Up to $120 application fee credit for Global Entry, TSA PreCheck® or NEXUS every 4 years
- Count on Trip Cancellation/Interruption Insurance, Primary coverage with Auto Rental Coverage, Lost Luggage Insurance and more.
- No foreign transaction fees, Member FDIC
- Learn more in the Chase Sapphire Reserve review
Citi ThankYou Points Transfer Partners
- Avianca Lifemiles
- Air France / KLM Flying Blue
- Cathay Pacific Asia Miles
- Etihad Airways
- EVA Air
- Garuda Indonesia
- Jet Airways
- JetBlue Airways
- Malaysia Airlines
- Qantas Airways
- Qatar Airways
- Singapore Airlines
- Thai Airways
- Turkish Airlines
- Virgin Atlantic
Citi Strata Premier℠ Card
Learn how to apply on our partner's secure site
- Earn 70,000 bonus ThankYou(R) Points after you spend $4,000 in purchases within the first 3 months of account opening
- 70,000 points are redeemable for $700 in gift cards at thankyou.com
- Earn 10 points per $1 spent on hotels, car rentals, and attractions through CitiTravel.com
- Earn 3 points per $1 spent at at restaurants and supermarkets
- Earn 3 points per $1 spent on Gas Stations, Air Travel, and Hotels
- 1 point per $1 on everything else
- $100 Annual Hotel Savings Benefit
- No foreign transaction fees
- $95 annual fee waived for military with Citi military policy
Capital One Miles Transfer Partners
| Capital One Transfer Partner | Min Transfer | Transfer Ratio (Cap One > Airline/Hotel) | Transfer Time |
|---|---|---|---|
| Accor Live Limitless | 1,000 | 2:1 | Up to 36 hours |
| Aeromexico Club Premier | 1,000 | 1:1 | Almost Instant |
| Air Canada Aeroplan | 1,000 | 1:1 | Almost Instant |
| Avianca LifeMiles | 1,000 | 1:1 | Almost Instant |
| British Airways Avios | 1,000 | 1:1 | Almost Instant |
| Cathay Pacific Asia Miles | 1,000 | 1:1 | Up to 36 hours |
| Emirates Skywards | 1,000 | 1:1 | Almost Instant |
| Etihad Guest | 1,000 | 1:1 | Up to 36 hours |
| EVA Infinity MileageLands | 1,000 | 2:1.5 | Up to 36 hours |
| Finnair Plus | 1,000 | 1:1 | Almost Instant |
| Flying Blue AIR FRANCE KLM | 1,000 | 1:1 | Almost Instant |
| Qantas Frequent Flyer | 1,000 | 1:1 | Up to 36 hours |
| Singapore Airlines KrisFlyer | 1,000 | 1:1 | Up to 36 hours |
| TAP Air Portugal Miles&Go | 1,000 | 1:1 | Almost Instant |
| Turkish Airlines Miles&Smiles | 1,000 | 1:1 | Up to 24 hours |
| Wyndham Rewards | 1,000 | 1:1 | Instant |
Capital One Venture X Rewards Card
Learn how to apply at our partner's secure site
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months
- $300 annual travel credit for hotels, airfare, rental cars, and other travel booked through Capital One Travel portal
- 10,000 bonus miles every account anniversary (at least $100 of travel)
- 10 Miles per dollar on hotels and rental cars booked through Capital One Travel. 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel
- Earn 2 Miles per dollar on every purchase, every day.
- Access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
- Receive up to a $120 credit for either TSA PreCheck or Global Entry
- Up to 4 free authorized users (with Capital One Lounge access)
- $395 annual fee, terms apply
- No foreign transaction fees, good for OCONUS military families or TDY servicemembers
- $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
- Read the full Capital One Venture X Rewards card review
- Capital One Venture X Rewards Card – learn how to apply
This is a consolidated list of all the transfer partners for the 4 major credit card points currencies:
- American Express Membership Rewards
- Chase Ultimate Rewards
- Citi ThankYou Points
- Capital One Points
Chase, Amex, and Citi all offer credit cards that waive annual fees for military.
Airlines that offer transfers from at least 3 currencies:
- Cathay Pacific
- Emirates
- Etihad
- Sinagpore
Marriott Bonvoy Transfer Partners
| AEGEAN Miles+Bonus | 3:1 |
| Aer Lingus AerClub | 3:1 |
| Aeroflot Bonus | 3:1 |
| Aeromexico ClubPremier | 3:1 |
| Air Canada Aeroplan | 3:1 |
| Air China PhoenixMiles | 3:1 |
| Air France-KLM Flying Blue | 3:1 |
| Air New Zealand Airpoints | 200:1 |
| Alaska Airlines Mileage Plan™ | 3:1 |
| Alitalia MilleMiglia | 3:1 |
| American Airlines AAdvantage® | 3:1 |
| ANA Mileage Club | 3:1 |
| Asiana Airlines Asiana Club | 3:1 |
| Avianca LifeMiles | 3:1 |
| British Airways Executive Club | 3:1 |
| Cathay Pacific Asia Miles | 3:1 |
| China Southern Airlines Sky Pearl Club | 3:1 |
| Copa Airlines ConnectMiles | 3:1 |
| Delta SkyMiles® | 3:1 |
| Emirates Skywards® | 3:1 |
| Etihad Guest | 3:1 |
| FRONTIER Miles | 3:1 |
| Hainan Airlines Fortune Wings Club | 3:1 |
| Hawaiian Airlines HawaiianMiles® | 3:1 |
| Iberia Plus | 3:1 |
| InterMiles | 3:1 |
| Japan Airlines JAL Mileage Bank | 3:1 |
| JetBlue TrueBlue | 6:1 |
| Korean Air SKYPASS | 3:1 |
| LATAM Airlines LATAM Pass | 3:1 |
| Multiplus Fidelidade | 3:1 |
| Qantas Frequent Flyer | 3:1 |
| Qatar Airways Privilege Club | 3:1 |
| SAA Voyager | 3:1 |
| Saudia Alfursan | 3:1 |
| Singapore Airlines KrisFlyer® | 3:1 |
| Southwest Rapid Rewards® | 3:1 |
| TAP Air Portugal Miles&Go | 3:1 |
| Thai Airways Royal Orchid Plus | 3:1 |
| Turkish Airlines Miles&Smiles | 3:1 |
| United MileagePlus® | 3:1.1 |
| Virgin Atlantic Flying Club | 3:1 |
| Virgin Australia Velocity Frequent Flyer | 3:1 |
| Vueling Club | 3:1 |
Marriott Bonvoy Brilliant® American Express® Card
Learn how to apply on our partner's secure site
- $650 Annual Fee* See details about American Express protections for you and your spouse
- Earn up to 150,000 Marriott Bonvoy® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
- Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
- With Marriott Bonvoy® Platinum Elite Status, you can receive room upgrades, including enhanced views or suites, when the stay is booked with a Qualifying Rate at hotels that participate in Marriott Bonvoy (subject to availability upon check-in).
- Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy® program.
- 3X Marriott Bonvoy® points at restaurants worldwide and on flights booked directly with airlines.
- 2X Marriott Bonvoy® points on all other eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card.
- Enjoy a night away when you receive 1 Free Night Award every year after your Card renewal month. Free night can be used for one night (redemption level at or under 85,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. (Certain hotels have resort fees)
- Get rewarded each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card. Select one Brilliant Earned Choice Award benefit per calendar year. See here for Award options.
- Elevate your stay with $100 Marriott Bonvoy® Property Credit: Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
- Save time traveling with either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status each calendar year with your Marriott Bonvoy Brilliant® American Express® Card. (Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.)
- Lounge Access! Enroll in Priority Pass Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. Escape the busy airport and enjoy snacks, drinks, and internet access in a quiet, comfortable location.
- Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
- No Foreign Transaction Fees on international purchases.
- Terms Apply, Enrollment is required for select benefits
This refers to military but I don’t recall reading anything stating whether active duty or veterans, you should put which because some companies have a preference while others apply discounts to both.
Check out my Ultimate Military Credit Cards Course for more details! The annual fee waived credit cards primarily apply to active duty, guard and reserve on active orders, and active duty spouses.