12,000 grads of the Ultimate Military Credit Cards Course already know why
The Platinum Card® from American Express is my #1 recommended card
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Here are a list of American Express Membership Rewards, Chase Ultimate Rewards, Citi ThankYou Points, Capital One Miles, and Marriott Bonvoy transfer partners.
You can maximize the value of your points by transferring from flexible credit card points and miles to airline, hotel, and travel partners.
In this post:
American Express Membership Rewards Transfer Partners
- Aer Lingus
- AeroMexico
- Air Canada
- Alitalia
- ANA
- Cathay Pacific (Asia Miles)
- Avianca
- British Airways
- Delta
- El Al
- Emirates
- Etihad
- Flying Blue (Air France / KLM)
- Iberia
- Hawaiian Airlines
- JetBlue
- Qantas
- Singapore Airlines
- Virgin Atlantic
- Choice Hotels
- Hilton Honors
- Marriott Bonvoy
The Platinum Card® from American Express
Learn how to apply on our partner's secure site
- Annual fee of $695* See more details about military protections for you and your spouse
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.
- Earn 5x points on airfare booked directly with airline or on amextravel.com up to $500,000 per calendar year
- Earn 5x points on prepaid hotels at amextravel.com
- $200 Annual Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. Note that The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month when you pay for eligible purchases with the Platinum Card® at your choice of one or more of the following providers: Disney+, a Disney Bundle, ESPN+, Peacock, Audible, SiriusXM, The New York Times, The Wall Street Journal. Enrollment required.
- $200 Uber Cash: Uber VIP status and up to $200 in Uber savings on Uber Eats and rides
- $200 Airline Fee Credit: Up to $200 in statement credits per calendar year in baggage fees and more at 1 qualifying airline
- $189 CLEAR® Plus Credit: Breeze through security with CLEAR® Plus at 45+ airports nationwide and get up to $189 back per calendar year on your membership (subject to auto-renewal) when you use your Platinum Card®.
- $300 Equinox Credit: Get up to $300 back each year on an Equinox+ subscription, or any Equinox club memberships when you pay with your Platinum Card. Enrollment required. Membership subject to auto-renewal.
- $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax.
- Up to $100 annual Saks Fifth Avenue credit, enrollment required
- Access 40+ Centurion Lounges and 1,200+ Priority Pass airport lounge for free
- No foreign transaction fees
- The Platinum Card® from American Express – learn how to apply
- Read my full review of the Amex Platinum card for military, terms apply
Chase Ultimate Rewards Transfer Partners
- Aer Lingus AerClub
- Air France/KLM Flying Blue
- British Airways Executive Club
- Emirates Skywards
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards
- United MileagePlus
- Virgin Atlantic Flying Club
- Iberia Plus
- World of Hyatt
- IHG Rewards Club
- Marriott Bonvoy
Chase Sapphire Reserve® Card
Learn how to apply on our partner's secure site
- $550 annual fee waived to $0 for US military + spouses with Chase MLA policy
- Earn 60,000 bonus points after you spend $4,000 on eligible purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards portal
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually.
- 3x Points on other Travel (airfare, hotels) after earning the $300 travel credit
- 3x Dining restaurants, takeouts, delivery
- Chase Ultimate Reward Points redeemed through the Chase travel portal are worth 1.5 cents, a 50% bonus.
- Priority Pass lounge and restaurant access with over 1300+ airport lounges worldwide
- Up to $100 application fee credit for Global Entry every 4 years
- Count on Trip Cancellation/Interruption Insurance, Primary coverage with Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
- No foreign transaction fees
- Learn more in the Chase Sapphire Reserve review
Citi ThankYou Points Transfer Partners
- Avianca Lifemiles
- Air France / KLM Flying Blue
- Cathay Pacific Asia Miles
- Etihad Airways
- EVA Air
- Garuda Indonesia
- Jet Airways
- JetBlue Airways
- Malaysia Airlines
- Qantas Airways
- Qatar Airways
- Singapore Airlines
- Thai Airways
- Turkish Airlines
- Virgin Atlantic
Citi Premier® Card
Learn how to apply on our partner's secure site
- Earn 60,000 bonus ThankYou(R) Points after you spend $4,000 in purchases within the first 3 months of account opening
- 60,000 points are redeemable for $600 in gift cards at thankyou.com
- Earn 3 points per $1 spent at at restaurants and supermarkets
- Earn 3 points per $1 spent on Gas Stations, Air Travel, and Hotels
- 1 point per $1 on everything else
- Annual Hotel Savings Benefit
- No foreign transaction fees
- $95 annual fee waived for military with Citi military policy
Capital One Miles Transfer Partners
Capital One Transfer Partner | Min Transfer | Transfer Ratio (Cap One > Airline/Hotel) | Transfer Time |
---|---|---|---|
Accor Live Limitless | 1,000 | 2:1 | Up to 36 hours |
Aeromexico Club Premier | 1,000 | 1:1 | Almost Instant |
Air Canada Aeroplan | 1,000 | 1:1 | Almost Instant |
Avianca LifeMiles | 1,000 | 1:1 | Almost Instant |
British Airways Avios | 1,000 | 1:1 | Almost Instant |
Cathay Pacific Asia Miles | 1,000 | 1:1 | Up to 36 hours |
Emirates Skywards | 1,000 | 1:1 | Almost Instant |
Etihad Guest | 1,000 | 1:1 | Up to 36 hours |
EVA Infinity MileageLands | 1,000 | 2:1.5 | Up to 36 hours |
Finnair Plus | 1,000 | 1:1 | Almost Instant |
Flying Blue AIR FRANCE KLM | 1,000 | 1:1 | Almost Instant |
Qantas Frequent Flyer | 1,000 | 1:1 | Up to 36 hours |
Singapore Airlines KrisFlyer | 1,000 | 1:1 | Up to 36 hours |
TAP Air Portugal Miles&Go | 1,000 | 1:1 | Almost Instant |
Turkish Airlines Miles&Smiles | 1,000 | 1:1 | Up to 24 hours |
Wyndham Rewards | 1,000 | 1:1 | Instant |
Capital One Venture X Rewards Card
Learn how to apply at our partner's secure site
- Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months
- $300 annual travel credit for hotels, airfare, rental cars, and other travel booked through Capital One Travel portal
- 10,000 bonus miles every account anniversary (at least $100 of travel)
- 10 Miles per dollar on hotels and rental cars booked through Capital One Travel. 5 Miles per dollar on flights booked through Capital One Travel
- Earn 2 Miles per dollar on every purchase, every day.
- Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and our Partner Lounge Network
- Receive up to a $100 credit for either TSA PreCheck or Global Entry
- Up to 4 free authorized users (with Capital One Lounge access)
- $395 annual fee, terms apply
- No foreign transaction fees, good for OCONUS military families or TDY servicemembers
- Elevate your stay at luxury hotels and resorts from the Premier Collection with a $100 experience credit, daily breakfast for 2 and complimentary WiFi on every booking, plus other premium benefits like room upgrades, early check-in and late checkout when available
- Read the full Capital One Venture X Rewards card review
- Capital One Venture X Rewards Card – learn how to apply
This is a consolidated list of all the transfer partners for the 4 major credit card points currencies:
- American Express Membership Rewards
- Chase Ultimate Rewards
- Citi ThankYou Points
- Capital One Points
Chase, Amex, and Citi all offer credit cards that waive annual fees for military.
Airlines that offer transfers from at least 3 currencies:
- Cathay Pacific
- Emirates
- Etihad
- Sinagpore
Marriott Bonvoy Transfer Partners
AEGEAN Miles+Bonus | 3:1 |
Aer Lingus AerClub | 3:1 |
Aeroflot Bonus | 3:1 |
Aeromexico ClubPremier | 3:1 |
Air Canada Aeroplan | 3:1 |
Air China PhoenixMiles | 3:1 |
Air France-KLM Flying Blue | 3:1 |
Air New Zealand Airpoints | 200:1 |
Alaska Airlines Mileage Plan™ | 3:1 |
Alitalia MilleMiglia | 3:1 |
American Airlines AAdvantage® | 3:1 |
ANA Mileage Club | 3:1 |
Asiana Airlines Asiana Club | 3:1 |
Avianca LifeMiles | 3:1 |
British Airways Executive Club | 3:1 |
Cathay Pacific Asia Miles | 3:1 |
China Southern Airlines Sky Pearl Club | 3:1 |
Copa Airlines ConnectMiles | 3:1 |
Delta SkyMiles® | 3:1 |
Emirates Skywards® | 3:1 |
Etihad Guest | 3:1 |
FRONTIER Miles | 3:1 |
Hainan Airlines Fortune Wings Club | 3:1 |
Hawaiian Airlines HawaiianMiles® | 3:1 |
Iberia Plus | 3:1 |
InterMiles | 3:1 |
Japan Airlines JAL Mileage Bank | 3:1 |
JetBlue TrueBlue | 6:1 |
Korean Air SKYPASS | 3:1 |
LATAM Airlines LATAM Pass | 3:1 |
Multiplus Fidelidade | 3:1 |
Qantas Frequent Flyer | 3:1 |
Qatar Airways Privilege Club | 3:1 |
SAA Voyager | 3:1 |
Saudia Alfursan | 3:1 |
Singapore Airlines KrisFlyer® | 3:1 |
Southwest Rapid Rewards® | 3:1 |
TAP Air Portugal Miles&Go | 3:1 |
Thai Airways Royal Orchid Plus | 3:1 |
Turkish Airlines Miles&Smiles | 3:1 |
United MileagePlus® | 3:1.1 |
Virgin Atlantic Flying Club | 3:1 |
Virgin Australia Velocity Frequent Flyer | 3:1 |
Vueling Club | 3:1 |
Marriott Bonvoy Brilliant® American Express® Card
Learn how to apply on our partner's secure site
- $650 Annual Fee* See details about American Express protections for you and your spouse
- Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
- $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
- With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
- Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy® program. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
- Marriott Brilliant Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
- $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
- Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck(R) (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
- Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy® member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
- Enroll in Priority Pass(TM) Select, which offers unlimited access to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
- No Foreign Transaction Fees on international purchases.
- With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
- Terms Apply.
This refers to military but I don’t recall reading anything stating whether active duty or veterans, you should put which because some companies have a preference while others apply discounts to both.
Check out my Ultimate Military Credit Cards Course for more details! The annual fee waived credit cards primarily apply to active duty, guard and reserve on active orders, and active duty spouses.