United Quest Military Fee Waiver + Review | 100k Bonus

Let me show you how to get your first $695 credit card annual fee waived in my Ultimate Military Credit Cards course
The Platinum Card® from American Express card is annual fee waived for military.

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The United Quest card waives the annual fee for US military servicemembers. This is in accordance with Chase's Military Lending Act (MLA) policy. Chase waives the annual fees on all personal credit cards for military servicemembers, including the Chase Sapphire Preferred and Chase Sapphire Reserve.

Chase United Quest Card for Military
  • Learn how to apply for the Chase United Quest card
  • $250 annual fee – waived for military
  • Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
  • Then, earn an additional 20,000 bonus miles after you spend $10,000 total on purchases in the first 6 months your account is open
  • 3x miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit
  • 2x miles on dining, streaming, travel – airfare, trains, transit, cruise lines, hotel car rentals, taxis, resorts, ride shares, tolls
  • 1x mile on $1 on everything else
  • $125 annual United Airlines credit
  • Free first and second checked bags

United Quest Card Benefits

The primary benefit on this card is the huge welcome bonus. Depending on how you use the points, you could score round-trip free flights in first or business class. If you fly United frequently, the $125 annual credit on United purchases can offset the cost of a ticket or reimburse you for in flight purchases.

There's a checked bag benefit of two free checked bags for the cardholder and a companion, which can save some money when you travel.

Personally, unless you fly United every month or so, I would skip this card and get a more flexible travel rewards card like the The Platinum Card® from American Express, American Express® Gold Card, Chase Sapphire Preferred, or Chase Sapphire Reserve.

Especially if you are in the military, these cards all have the annual fees waived. Learn more about how to get your annual fees waived in my Ultimate Military Credit Cards Course.

Military SCRA MLA AMEX Platinum
  • The Platinum Card® from American Express – learn how to apply
  • Annual fee of $695 waived for US military personnel and spouses (rates and fees)
  • Best Ever Public Offer: Earn 100,000 Membership Reward Points welcome bonus (valued at $2000+) when you spend $6000 in the first 6 months
  • Earn 10x points at restaurants worldwide and when you Shop Small in the US up to $25,000 in combined purchases for the first 6 months (an extra 250,000 points potentially!)
  • Earn 5x points on airfare booked directly with airline or on amextravel.com up to $500,000 per calendar year
  • Earn 5x points on prepaid hotels at amextravel.com
  • $200 annual Hotel Credit: Get $200 statement credit on prepaid Fine Hotels + Resorts or the Hotel Collection booked on Amex Travel and paid for with your Platinum Card
  • $240 Digital Entertainment Credits: Up to $20 in monthly statement credits when you use your Platinum card to pay for: Peacock, Audible, Sirius, and the New York Times. Enrollment Required.
  • $200 Uber Cash: Uber VIP status and up to $200 in Uber savings on Uber Eats and rides
  • $200 Airline Fee Credit: Up to $200 in statement credits per calendar year in baggage fees and more at 1 qualifying airline
  • $100 annual Saks Fifth Avenue credit, can be used for gift cards, enrollment required
  • 40 Centurion Lounges and 1200+ Priority Pass airport lounge access for free
  • $179 CLEAR Credit: Get through airport security faster with CLEAR
  • No foreign transaction fees
  • Heavy metal card that looks and feels really cool
  • The Platinum Card® from American Express – learn how to apply
  • Read my full review of the Amex Platinum card for military, terms apply
Chase Sapphire Preferred Military SCRA MLA
  • Learn how to apply for the Chase Sapphire Preferred
  • Best Offer Ever: Earn 100,000 (!) Chase Ultimate after spending $4000 in the first 3 months of card membership
  • 100,000 points = $1250 minimum when redeemed through Chase Ultimate Rewards travel portal
  • New benefits include $50 annual Ultimate Rewards Hotel Credit
  • 5x points on travel purchased through Chase Ultimate Rewards portal
  • 3x points on dining (includes takeout, delivery, and dine-in)
  • 2x points on all other travel purchases
  • Points can also be redeemed with “Pay Yourself Back” for 1.25 cents each on eligible purchases
  • No foreign transaction fees, great for overseas OCONUS assignments, TDY, and PCS
  • Primary rental car insurance coverage & trip cancellation/interruption insurance
  • Unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for one year with DashPass, DoorDash's subscription service. Must activate by 12/31/21.
  • Get up to $60 back on eligible Peloton Digital or All-Access Membership through 12/31/2021
  • Upgrade to a Chase Sapphire Reserve after 1 year (compare Reserve vs Preferred)
  • $95 annual fee waived for military and spouses with Chase Military Lending Act

The points these cards earn are much more flexible for cash out or travel. You can transfer Chase or Amex points to travel partners. Learn more about how to maximize your travel benefits with these cards in my 100% free online course.

United Quest Card Questions

What is the best United Airlines credit card?

The best United Airlines credit card is United Club Infinite Card. The annual fee on the United Club Infinite Card is waived for military.

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