United Quest Military Fee Waiver + Review

The United Quest^℠ Card waives the annual fee for US military servicemembers. This is in accordance with Chase's Military Lending Act (MLA) policy.

Chase credit card military policy waives the annual fees on all personal credit cards for military servicemembers, including the Chase Sapphire Preferred^® Card and Chase Sapphire Reserve^® Card.

• Learn how to apply for the Chase United℠ Quest card
• $250 annual fee – waived for military
• Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open
• Then, earn an additional 20,000 bonus miles after you spend $10,000 total on purchases in the first 6 months your account is open
• 3x miles per $1 spent on United purchases immediately after earning your $125 annual United purchase credit
• 2x miles on dining, streaming, travel – airfare, trains, transit, cruise lines, hotel car rentals, taxis, resorts, ride shares, tolls
• 1x mile on $1 on everything else
• $125 annual United Airlines credit
• Free first and second checked bags

You may also want to consider the United Club Infinite℠ Card, which can earn even more United miles and grant you United Club lounge access when you fly.

United Quest Card Benefits

The primary benefit on this card is the huge welcome bonus. Depending on how you use the points, you could score round-trip free flights in first or business class. If you fly United frequently, the $125 annual credit on United purchases can offset the cost of a ticket or reimburse you for in flight purchases.

There's a checked bag benefit of two free checked bags for the cardholder and a companion, which can save some money when you travel.

Unless you fly United every month or so, I would skip this card and get a more flexible travel rewards card like the The Platinum Card® from American Express, American Express® Gold Card, Chase Sapphire Preferred, or Chase Sapphire Reserve.

Especially if you are in the military, these cards all have the annual fees waived. Learn more about how to get your annual fees waived in my Ultimate Military Credit Cards Course.

• The Platinum Card^® from American Express – learn how to apply
• Annual fee of $695 waived for US military personnel and spouses
• Best Ever Public Offer: Earn 100,000 Membership Reward Points welcome bonus (valued at $2000+) when you spend $6000 in the first 6 months
• Earn 5x points on airfare booked directly with airline or on amextravel.com up to $500,000 per calendar year
• Earn 5x points on prepaid hotels at amextravel.com
• Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®
• $240 Digital Entertainment Credits: Up to $20 in monthly statement credits when you use your Platinum card to pay for: Peacock, Audible, Sirius, Disney+, The Disney Bundle, ESPN+, Hulu, and the New York Times. Enrollment Required.
• $200 Uber Cash: Uber VIP status and up to $200 in Uber savings on Uber Eats and rides
• $200 Airline Fee Credit: Up to $200 in statement credits per calendar year in baggage fees and more at 1 qualifying airline
• $100 annual Saks Fifth Avenue credit, can be used for gift cards, enrollment required
• 40 Centurion Lounges and 1200+ Priority Pass airport lounge access for free
• $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at select airports and stadiums.
• $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card(R). Enrollment required.
• $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
• No foreign transaction fees
• Heavy metal card that looks and feels really cool
• The Platinum Card^® from American Express – learn how to apply
• Read my full review of the Amex Platinum card for military, terms apply

Chase Sapphire Preferred^® Card
Learn how to apply on our partner's secure site

• Earn 60,000 Chase Ultimate after spending $4,000 in the first 3 months of card membership
• 60,000 points = $750 minimum value when redeemed through Chase Ultimate Rewards^® travel portal
• Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit
• 5x points on travel purchased through Chase Ultimate Rewards portal
• 3x points on dining (includes takeout, delivery, and dine-in)
• 2x points on all other travel purchases
• Points can also be redeemed with “Pay Yourself Back” for 1.25 cents each on eligible purchases in select, rotating categories
• No foreign transaction fees, great for overseas OCONUS assignments, TDY, and PCS
• Primary rental car insurance coverage & trip cancellation/interruption insurance
• Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
• Upgrade to a Chase Sapphire Reserve after 1 year (compare Reserve vs Preferred)
• $95 annual fee waived for military and spouses with Chase Military Lending Act

The points these cards earn are much more flexible for cash out or travel. You can transfer Chase or Amex points to travel partners. Learn more about how to maximize your travel benefits with these cards in my 100% free online course.

Another United Card to consider is the United Club Infinite Card. This card can be even better for United Club lounge access and earning United miles.

United Club^℠ Infinite Card
Learn how to apply at our partner's secure site

• Earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
• Earn 4 miles per $1 spent on United® purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.
• Earn 2 miles per $1 spent on all other travel
• Earn 2 miles per $1 spent on dining including eligible delivery services
• Earn 1 mile per $1 spent on all other purchases
• Up to $100 Global Entry or TSA PreCheck® fee credit
• Free first and second checked bags – a savings of up to $320 per roundtrip. Terms Apply
• 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Infinite Card.

United Quest Card Questions

Amex Platinum Card With NO Annual Fees for Military

Military servicemembers and spouses can get The Platinum Card® from American Express with NO annual fees. This ultra premium luxury travel card normally has a $695 annual fee.

Learn how to apply for the Amex Platinum military fee waiver.

The Amex Platinum offers:

• $695 Annual Fee WAIVED for US Military (and spouses)!
• Earn 100,000 Membership Reward Points with $6000 spend in 6 month
• Earn up to $200 annual Hotel Credit: Get $200 statement credit on prepaid Fine Hotels + Resorts or the Hotel Collection, which requires a two-night minimum stay, booked on Amex Travel and paid for with your Platinum Card
• Earn up to $200 credit for Uber rides (or Uber Eats!) annually
• Earn up to $200 airline fee credit
• Centurion Lounge and Priority Pass Airport Lounge Access
• Earn up to $100 annual Saks Fifth Avenue credit, can be used for gift cards, enrollment required
• No foreign transaction fees, terms apply
• Earn 5x points on airfare booked directly with airline or on amextravel.com up to $500,000 per calendar year
• Transfer to 22 travel partners

These benefits, especially up to $600 of credits for hotels, airlines, and Uber, plus the massive 100,000 point welcome bonus, make the Amex Platinum card my TOP recommended card.

This is the largest welcome bonus on this card I've seen in years.

You have a leisurely 6 months to meet the $6000 minimum spend to earn the 100,000 points. That's only $1000 per month.

If you already have an Amex Platinum card, check out the American Express® Gold Card, fee waived Chase military credit cards like the Chase Sapphire Preferred, and this month's top recommended credit card bonuses, all with no annual fees for US military personnel and their spouses.

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