United Quest Military Fee Waiver, Card Review, Welcome Bonus

The New United Quest^℠ Card waives the annual fee for US military servicemembers. This is in accordance with Chase's Military Lending Act (MLA) policy.

Chase credit card military policy waives the annual fees on all personal credit cards for military servicemembers and military spouse, including the ultra-premium Chase Sapphire Reserve^® Card.

The New United Quest^℠ Card
Learn how to apply on our partner's secure site

• $350 annual fee – waived for military
• Limited-time Offer: Earn 70,000 bonus miles and 500 PQP
• Earn 3x miles on United® purchases
• 2x miles on dining, select streaming services, and all other travel
• Earn 1x mile on all other purchases
• Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
• Earn a 10,000-mile award flight discount after spending $20,000 each calendar year to use toward an eligible award flight
• Earn 2 global Economy Plus® seat upgrades after spending $40,000 on purchases each calendar year
• Get closer to earning Premier status with1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year, starting in 2026.
• Member FDIC

Chase waives the annual fees to comply with the Military Lending Act. Check the MLA database before you apply to ensure you will get your annual fees waived.

You may also want to consider the New United Club Infinite℠ Card, which can earn even more United miles and grant you United Club lounge access when you fly.

The New United Quest Card Benefits

The primary benefit on this card is the huge welcome bonus. Depending on how you use the points, you could score round-trip free flights in first or business class.

There's a checked bag benefit of two free checked bags for the cardholder and a companion, which can save some money when you travel.

Unless you fly United every month or so, I would skip this card and get a more flexible travel rewards card like the The Platinum Card® from American Express, American Express® Gold Card, Chase Sapphire Preferred, or Chase Sapphire Reserve.

Especially if you are in the military, these cards all have the annual fees waived. Learn more about how to get your annual fees waived in my Ultimate Military Credit Cards Course.

The Platinum Card^® from American Express
Learn how to apply on our partner's secure site

• $695 annual fee*. Reduced to $0 with American Express special military protections
• Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership
• Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.
• $200 Annual Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. Note that The Hotel Collection requires a minimum two-night stay
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month when you pay for eligible purchases with the Platinum Card^® at your choice of one or more of the following providers: Disney+, a Disney+ Bundle, ESPN+, Hulu, Peacock, The New York Times, and The Wall Street Journal. Enrollment required.
• $200 Uber Cash: Platinum Card® Members can get $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction. Enrollment required.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
• This is a MAJOR time saver–$120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA PreCheck® official enrollment provider) application fee, when charged to your Platinum Card®! Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Lounge life! With American Express Global Lounge Collection®, eligible card members can enjoy access to over 1,400 airport lounges globally, including The Centurion® Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, EscapeLounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
• A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
• Up to $100 annual Saks Fifth Avenue credit, enrollment required
• Global Dining Access by Resy gets you access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
• Know if you're approved for a Card with no impact to your credit score. If you're approved and choose to accept this Card, your credit score may be impacted.
• No foreign transaction fees
• Enrollment is required for select benefits
• The Platinum Card^® from American Express – learn how to apply
• Read my full review of the Amex Platinum card for military, terms apply

Chase Sapphire Preferred^® Card
Learn how to apply on our partner's secure site

• Best Offer This Year! Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• 5x points on travel purchased through Chase Travel℠
• 3x points on dining (includes takeout, delivery, and dine-in), select streaming services and online groceries
• 2x on all other travel purchases
• 1x on all other purchases
• $50 Annual Chase Travel Hotel Credit
• Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠ . Example- 60,000 points would be worth $750 toward travel.
• No foreign transaction fees, great for overseas OCONUS assignments, TDY, and PCS
• Primary rental car insurance coverage & trip cancellation/interruption insurance, and more.
• DashPass access is complimentary which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
• Upgrade to a Chase Sapphire Reserve after 1 year (compare Reserve vs Preferred)
• $95 annual fee waived for military and spouses with Chase Military Lending Act
• Member FDIC

The points these cards earn are much more flexible for cash out or travel. You can transfer Chase or Amex points to travel partners. Learn more about how to maximize your travel benefits with these cards in my 100% free online course.

Another United Card to consider is the New United Club Infinite℠ Card. This card can be even better for United Club lounge access and earning United miles.

The New United Club^℠ Card
Learn how to apply at our partner's secure site

• Limited-Time Offer: Earn 90,000 bonus miles
• Earn 4x miles on United® purchases
• Earn 2x miles on dining and all other travel
• Earn 1x mile on all other purchases
• United Club℠ card membership – up to $750 value per year
• Free first and second checked bags – a savings of up to $360 per roundtrip (terms apply) – and Premier Access^® travel services
• Earn a 10,000-mile award flight discount after $20,000 in purchases to use toward an eligible award flight – up to two times each calendar year
• $695 annual fee, reduced to $0 for Chase Military Lending Act covered borrowers
• Member FDIC

United Quest Card Questions