How Long Does it Take to “Get Ahead?”
I graduated college with $60,000 in student debt. When my wife and I got engaged, she was carrying $45,000 of student loans. Between us, we were working against over $100,000 …
Spencer Reese
The Problem with Personal Finance Bloggers | Everything Has Been Said
I am not a fan of most personal finance blogging. Nearly every post is repetitive drivel that doesn’t need to be said anymore. The personal finance game has been solved. Jonathan …
Understanding Your Military Pay
Congratulations on your enlistment or commissioning! Or, if you’ve been in for a while, thank you for your service! As a young officer myself, I know the pride and satisfaction …
Quick Guide to the GI Bill
Andy used his GI Bill to pay for medical school. It’s an awesome benefit that all servicemembers should be aware of and should take advantage of if they are heading …
Auto Insurance Quotes for Military Personnel
Thanks to Jonathan from My Money Blog for the idea to run auto insurance quotes for military families. Many of the major car insurance companies offer discounted rates to military …
What to Do With X Dollars and Y Years to Invest It
This question frequently comes up on the Personal Finance subreddit. I have $5000, where should I invest it? However, this question is missing a critical component: time. Without a time frame, it’s …
My Plan for Military Financial Independence by Age 40
Hello, my name is Spencer. I’m a twenty-something officer in the US Air Force and the sole writer of this site, Military Money Manual. I love writing and reading about …
When Selecting a Credit Card, APR Doesn’t Matter
This is a bit of a follow up to my article on how credit cards work. APR, or Annual Percentage Rate, is how credit card companies make money. (There’s also …
8 Ways to Save Money on a Military Deployment
Deployment: Whether it’s 30 days or 15 months, it’s never easy. All of the preparation that goes into deploying, the actual deployment, and then being stationed thousands of miles away …
What Does Cyprus Teach Us? Diversify
Diversify, diversify, diversify. This woman lost $200,000. This guy lost $1,000,000. Why? Because the evil bankers stole their money to fund a bank bail out because the banks were over …