Why I’m Funding My Roth IRA and Not My Wife’s (For Now!)
Kate Horrell asked a great question on my 1 year financial plan post: Spencer, I’d love to hear your logic about funding your IRA over your wife’s IRA. You have …
Spencer
My 1 Year Plan – Where I Want to Be Financially on Dec 31, 2013
Planning for the future is probably the greatest personal finance tool you have. When you think about where you want to be in a month, in a year, in 5 …
Releasing a Cosigner from a Navient Student Loan
To be eligible for student loans (especially private loans) a cosigner with a longer and more established credit history is required. Sometimes it makes sense to have a relative as …
2012 State of the Website
I started the Military Money Manual in April 2012. In the 9 months since it started, I’ve seen it grow from 220 visitors per month to nearly 2000 in December. It’s …
How to Lower your Time Warner Cable Bill
I love Reddit.com because it shows the power of the “wisdom of the crowd.” Anyone can post anything they want and the users of the site vote content up and …
What is a landlord looking for when they run a credit check?
This question was recently posed on reddit.com, in the Personal Finance section. The questioner asked what credit score landlords are looking for and how he might improve that score. Unfortunately, …
Analysis of Charged Off (Defaulted) Lending Club Notes
Since joining Lending Club in February 2011, I’ve had five loans get charged off. You can see them below. As you can see, they all started as $25 investments, cover 5 …
Do I Have to Pay Taxes on my Lending Club Earnings?
Check out my review of Lending Club if you’re not familiar with it! I AM NOT A TAX OR FINANCIAL ADVISOR. THIS IS NOT TAX ADVICE. THIS IS BASED ON …
How Do Credit Cards Work?
I see so many misconceptions and fears about credit cards every day that I feel like I have to set the record straight. This article is based on my 5+ …
Student Loans Under $40,000, 3 Years to Go
As part of getting my USAA Cadet Loan under $10,000, my student loan balance is now under $40,000! You can see the screen shot on the left from Mint.com. I’m pleased …