Military Money Manual has partnered with CardRatings for our coverage of credit card products. Military Money Manual and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Thank you for supporting my independent, veteran owned site.
Both of these cards offer a credit for purchases made at their respective properties. Hilton has a $250 resort credit for charges at Hilton Resorts. Marriott has a $300 credit at all Marriott, SPG, and Ritz Carlton properties.
Both cards have a $450 annual fee that is 100% waived for US military troops under AMEX's SCRA policy.
How long do you have to wait to get these statement credits posted to your account?
How Long Does the AMEX Hilton Aspire $250 Resort Credit Take to Post?
About 3-4 weeks, based on the data point below. I paid $356.14 for dinner at a restaurant in a Hilton resort in Australia on Feb 1. On Feb 20, the Hilton Resort Credit of $250 posted to my account.
The Hilton Aspire card has a $250 “Hilton Resort Credit” for any charges at the Hilton properties listed here: http://www.hilton.com/resorts. Essentially anything you can charge to your room, i.e. room service, valet, laundry, room rate charges, spa services, restaurants, drinks, etc are reimbursable by the credit.
The credit kicks in as soon as you open a AMEX Aspire card and renews every card anniversary.
AMEX says it can take 8-12 weeks for the statement credit to post, but in this example it only took 19 days or just under 3 weeks.
Eligible Hilton Resort purchases must be made directly with the participating Hilton Resort and charged to your Hilton Honors American Express Aspire Card account for the benefit to apply. Incidental charges (including charges made at restaurants, spas, and other establishments within the hotel property) must be charged to your room and paid for with your Hilton Honors American Express Aspire Card at checkout in order for them to be recognized as Hilton Resort purchases.AMEX Aspire Benefit Terms
Using the AMEX Hilton Aspire $250 Resort Credit Example
We celebrated my father-in-law's 60th birthday this year with a week on the Gold Coast of Australia. Located about an hour south of Brisbane, our week in Surfer's Paradise was full of koalas, kangaroos, swimming, and early morning walks on the beach to get delicious coffee and pastries.
We didn't stay at the Hilton Surfers Paradise hotel, but I noticed that it was listed on Hilton's Resort page. That means it is eligible for the $250 resort credit, even though it doesn't have resort in the name. I always check that page before trying to use my $250 Aspire credit.
Since I had just opened my AMEX Aspire card and it was the new year, my wife and I decided to take the family out to dinner at the well reviewed restaurant at the Hilton, “Catch.”
Normally I don't like eating at hotel restaurants if I have a choice, but if I was getting a $250 credit and it had good reviews, why not?
The seafood was great and the wine was tasty. The bill was not outrageous for 6 people, but getting $250 taken off the top made it much easier to manage!
How Long Does the Marriott Bonvoy Brilliant $300 Marriott Credit Take to Post?
About 2-3 business days, based on the data point below. I charged $134.50 of food, drinks, and valet to my room. At check out I paid with my American Express Bonvoy Brilliant card.
The charge went through on May 5 (a Sunday) and the $134.50 “Marriott Bonvoy Credit” posted to my account on May 7, 2 days later on a Tuesday.
The $300 Marriott Bonvoy Statement Credit kicks in as soon as you open a AMEX Bonvoy Brilliant card and renews every year on your card anniversary.
Essentially anything you purchase at any Marriott, Ritz Carlton, or SPG property is eligible for the credit, as long as it codes as a Marriott hotel purchase on your Bonvoy Brilliant statement.
Incidental charges (including charges made at restaurants, spas and other establishments within the hotel property) must be charged to your room and paid for with your Marriott Bonvoy Brilliant American Express Card at checkout in order to be recognized as Marriott Bonvoy purchases.From AMEX's Benefits Terms
AMEX says it can take 8-12 weeks for the statement credit to post, but in this example it only took 2 days.
Using the Marriott Bonvoy Credit Example
My wife and I recently stayed at the wonderful Ritz Carlton Geneva, Hotel de la Paix Geneve. The most basic, classic room cost 60,000 Marriott Bonvoy points. The cash value of the room at booking was 700 Swiss Francs, or about $700 USD.
Thanks to Platinum Elite status, we were upgraded to a room overlooking Lake Geneve. This room would have added another $100-150 to our rate, so our 60,000 points were even more valuable.
We were able to get 1.4 cents per Bonvoy point with this booking. See how to earn tons of points and redeem them at excellent rates in my 100% free, 5 day Ultimate Military Credit Cards Course.
We had dinner at the excellent Living Room Bar & Kitchen, just off the Lobby of the Hotel de la Paix. We charged our drinks and the awesome lamb risotto for 2 (cooked in a cheese bowl) to the room and paid at check out with my AMEX Bonvoy Brilliant card.
We also charged the valet parking charge to our room as well. The total bill was $134.50. We had not used the Bonvoy Brilliant credit before, so we still have $165.50 left to use before the credit renews next year.
The transaction posted to the AMEX card the day we checked out (a Sunday) and was reimbursed 2 days later on a Tuesday.
From the chocolates offered at check in, to the free Swiss chocolate and Swiss wine tasting in the lobby, to the excellent and friendly staff, we had a perfect time at the Geneva Ritz Carlton.
Using Bonvoy points for the room and the $300 Bonvoy Brilliant credit to get dinner and valet parking for free was just the icing on an already delicious cake.
The $300 Marriott Bonvoy Credit appears to post within 2-3 days. The Hilton Aspire credit may take a bit longer and posts after 3-4 weeks. Remember to pay your bills on time and never carry debt on your credit cards.
If you end up with a credit on your account, you can spend it, move it to another card, or request a refund check.
These two cards are top of the line hotel loyalty cards and are a must have in any military troop's wallet.
Whether you go TDY for work often, travel for pleasure, or don't even travel that much, these cards are still necessary in your card portfolio. The recurring annual benefits, the huge welcome bonuses, and the waived annual fees for military and spouses make these cards extremely valuable.