Best Navy Federal Credit Card Reviews

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The Platinum Card® from American Express card is annual fee waived for military. Terms apply.

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Navy Federal credit cards are excellent ways to build your credit history, earn rewards, or reduce your interest rate on credit card debt.

Here are a few of the best Navy Federal credit card reviews on my site.

Navy Federal Credit Union credit cards include:

  • Learn how to apply for the Navy Federal Flagship Rewards Visa Signature Credit Card
  • You can earn 30k bonus points (a $300 value!) when you spend $2,500 within 90 days of opening a Flagship Rewards account, plus get a free year of Amazon Prime® (a $139 value!).
  • Earn 3x points on all travel purchases
  • 2x points on all other purchases
  • Get up to a $100 statement credit when apply for TSA PreCheck or Global Entry
  • See rates and fees, terms and conditions
Navy Federal Go Rewards Card Review
  • Learn how to apply for the Navy Federal Go Rewards Card
  • You can earn 20k bonus points (a $200 value!) when you spend $2,000 within 90 days of opening a GO REWARDS account.
  • Earn 3x points at restaurants
  • Earn 2x points on gas
  • Earn 1x points on everything else
  • Points are worth 1 cent ($0.01) on airfare and cash back
  • Pay no annual fee, no balance transfer fee, no foreign transaction fees, terms apply
  • See rates and fees
  • You may pre-qualify for the card with a Navy Federal membership
navy federal cashrewards credit card for military
  • Learn how to apply for the Navy Federal cashRewards credit card
  • You can save with a low 1.99% intro APR for 6 months from account opening on purchases for 6 months, plus can earn $100 cash back when they spend $2,000 within 90 days of opening a cashRewards account. After that, a variable APR between 10.40% and 18% applies.
  • 1.75% cash back on purchases if you have direct deposit at Navy Federal, otherwise 1.5% cash back on purchases
  • Easy cash back redemption on our mobile app. Message and data rates may apply. Terms and conditions are available
  • $500 to $1000 per year of cell phone coverage with a $50 deductible
  • Pay no annual fee, balance transfer fee, or foreign transaction fees
  • Terms Apply, read the full review of the Navy Federal cashRewards card
  • Learn how to apply for the Navy Federal Platinum credit card
  • Get a 0% intro APR for 12 months from account opening on balances transferred within 60 days. After that, a variable APR between 6.74% and 18% applies.
  • Pay no annual, balance transfer, or foreign transaction fees fees
  • Terms apply, see rates and fees

Who Should Apply for the NCFU Platinum Credit Card

Best Navy Federal Credit Cards

If you're just starting out on your military travel hacking adventure, you need to build your credit with a no annual fee card. Check out my strategy for best military credit cards in this article.

The first step is opening a no annual fee cash back card so you can start building your credit and become eligible for the more exotic travel rewards cards.

You can learn all about military credit cards and how to maximize your benefits in my 100% free online course. Learn how to sign up for the military travel hacking course here.

Building your credit score with a no annual fee credit card is the first step to reaping the lucrative military credit cards benefits available. If you are new to credit cards or new to the military, a no annual fee card from Navy Federal is a great place to start.

As an NFCU member, you can Pre-Qualify for this card. This allows you to check you eligibility for the credit card without submitting a credit report check. A Pre-Qualify check does not affect your credit score.

I'll show you how to maximize your military credit card benefits.

Get your first annual fee waived on the The Platinum Card® from American Express today.

NFCU Membership Eligibility

Navy Federal Credit Union, or NFCU, has been serving members of the military and their families for nearly 90 years. NFCU offers financial and banking products at competitive rates and fees. Free checking accounts and early direct deposit of military paychecks are some of the benefits available.

To become a member, you or one of your family or household members must have ties to the armed forces, DoD or National Guard. Servicemembers and immediate family are all eligibility for Navy Federal membership.

Servicemembers in all branches of the armed forces are eligible for membership. This category includes: Active Duty members of the Army, Marine Corps, Navy, Air Force, Coast Guard, National Guard and Space Force, Delayed Entry Program (DEP), DoD Officer Candidate/ROTC, DoD Reservists, veterans, retirees and annuitants.

Eligible immediate family members include: Parents, Grandparents, Spouses, Siblings, Children (including adopted and stepchildren), Grandchildren, and Household members.

NFCU Credit Card Features

All NFCU credit cards include:

  • 24/7 Access to US based member reps
  • No balance transfer or foreign transaction fees
  • Ability to freeze and unfreeze your cards online
  • Zero Liability policy for unauthorized transaction
  • Fraud notifications
  • Access toy our FICO Score

Other Navy Federal credit cards include the Navy Federal cashRewards credit card, Navy Federal Platinum credit card, Navy Federal GO REWARDS® Credit Card, and the NFCU Visa Signature® Flagship Rewards Credit Card.

Amex Platinum Card With NO Annual Fees for Military

Amex Platinum Card Military

Military servicemembers and spouses can get The Platinum Card® from American Express with NO annual fees. This ultra premium luxury travel card normally has a $695 annual fee.

Learn how to apply for the Amex Platinum military fee waiver.

The Amex Platinum offers:

  • $695 Annual Fee WAIVED for US Military (and spouses)!
  • Earn 100,000 Membership Reward Points with $6000 spend in 6 month
  • Earn up to $200 annual Hotel Credit: Get $200 statement credit on prepaid Fine Hotels + Resorts or the Hotel Collection, which requires a two-night minimum stay, booked on Amex Travel and paid for with your Platinum Card
  • Earn up to $200 credit for Uber rides (or Uber Eats!) annually
  • Earn up to $200 airline fee credit
  • Centurion Lounge and Priority Pass Airport Lounge Access
  • Earn up to $100 annual Saks Fifth Avenue credit, can be used for gift cards, enrollment required
  • No foreign transaction fees, terms apply
  • Earn 5x points on airfare booked directly with airline or on amextravel.com up to $500,000 per calendar year
  • Transfer to 22 travel partners

These benefits, especially up to $600 of credits for hotels, airlines, and Uber, plus the massive 100,000 point welcome bonus, make the Amex Platinum card my TOP recommended card.

This is the largest welcome bonus on this card I've seen in years.

You have a leisurely 6 months to meet the $6000 minimum spend to earn the 100,000 points. That's only $1000 per month.

If you already have an Amex Platinum card, check out the American Express® Gold Card, fee waived Chase military credit cards like the Chase Sapphire Preferred, and this month's top recommended credit card bonuses, all with no annual fees for US military personnel and their spouses.

Military Money Manual has partnered with CardRatings for our coverage of credit card products. Military Money Manual and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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