Best USAA Cash Back Credit Cards 2020
The best USAA credit cards offer US military servicemembers, veterans, and their families cashback on everyday purchases. Cashback credit cards are a great way to be rewarded for spending when …
Credit Cards
How This Sailor and His Wife Acquired 11 Amex Platinum Cards®
This is a guest post from a Naval dental officer. In the post below he explains how he obtained 11 American Express Platinum Cards® and how a savvy servicemember could …
Got a Security Clearance After 2000? Then Your Personal Data Was Probably Compromised in the OPM Data Hack
The U.S. Office of Personnel Management (OPM) announced on July 9, 2015 that 21.5 million Social Security numbers along with other personal information has been stolen from government databases. The hacks …
How I Got an 800+ Credit Score in My 20s
Credit scores are mostly useless pieces of financial trivia that most people should not worry about day to day. Unless you have an auto purchase, home purchase, or mortgage refinance coming …
125,000 Delta SkyMiles Without Leaving the Ground
NOTE: Click here for the latest American Express Delta credit card offers for military servicemembers available. I’ve applied for dozens of credit cards over the years and cashed in thousands …
When Selecting a Credit Card, APR Doesn’t Matter
This is a bit of a follow up to my article on how credit cards work. APR, or Annual Percentage Rate, is how credit card companies make money. (There’s also …
The Power of the “Bills” Account
I’m a big fan of responsible credit card use. (Unlike some financial “gurus.”) With a few cards offering 5% cash back and most good credit cards offering 1-2% back on …
Releasing a Cosigner from a Navient Student Loan
To be eligible for student loans (especially private loans) a cosigner with a longer and more established credit history is required. Sometimes it makes sense to have a relative as …
What is a landlord looking for when they run a credit check?
This question was recently posed on reddit.com, in the Personal Finance section. The questioner asked what credit score landlords are looking for and how he might improve that score. Unfortunately, …
How Do Credit Cards Work?
I see so many misconceptions and fears about credit cards every day that I feel like I have to set the record straight. This article is based on my 5+ …