Amex Green Card Military: Annual Fee Waived, 45,000 Point Bonus

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The Platinum Card® from American Express card is annual fee waived for military. Terms apply.

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The American Express® Green Card military benefits are an annual fee waived for active duty military servicemembers and their spouses.

Amex offers this amazing military discount to comply with the Servicemembers Civil Relief Act and Military Lending Act. This is the same policy that waives the annual fee on The Platinum Card® from American Express (terms apply, see review).

Amex Green Card for US Military

American Express Green Card for Military: No Annual Fee!
  • American Express Green Card
  • $150 Annual fee (Amex Platinum waives all annual fees for military)
  • Earn 45,000 Membership Reward points after $2000 spend in the first 6 months of Card Membership (valued at over $900)
  • 3x points on travel including flights, hotels, transit, rental cars, taxis, and ridesharing services like Lyft and Uber
  • 3x points on restaurants worldwide
  • $100 per year statement credit to pay for CLEAR airport security expedited screening
  • $100 per year statement credit for LoungeBuddy purchases
  • No foreign transaction fees
  • Terms Apply

New Amex Green Card Review

The updated Amex Green card is a much more valuable card than the previous version. The new Amex Green Card offers much better bonus spending categories, an increased welcome bonus, and great annual perks.

Amex Green Bonus Spending Categories

The new Amex Green spending bonus categories fit neatly underneath the American Express® Gold Card (review) and The Platinum Card® from American Express spending categories (terms apply).

With the revamped Green Card, you can earn 3 Amex points per $1 spent on all travel categories. This includes:

  • Flights (even through third party travel sites like Expedia and Google Flights)
  • Hotels (even through and Orbitz)
  • Transit like subway and busses
  • Rideshare and taxis like Lyft, Uber, and NYC Yellow Cab
  • Rental cars, including booking third party

You can also earn 3x Amex Membership Reward points per $1 spent on restaurants worldwide. This is similar to the earn rate for the Chase Sapphire Reserve (full CSR military review here).

However, you can do better than 3x Amex points with the Amex Gold Card, which earns 4x points on restaurants. Read the full Amex Gold Card military review for more details.

Amex Green Card Welcome Bonus

The Green Card is welcome bonus is 45,000 Membership Reward (MR) points with $2000 spend in the first 3 months of opening your account.

This is one of the highest bonuses I have seen offered for this card in recent years. AMEX MR points can be cashed out through the Charles Schwab AMEX Platinum card at 1.25 cents per point. At that rate, 30,000 points would be worth $375 cash.

Usually though, you can get at least 2 cents per point when transferring to AMEX airline partners. That would drive the bonus value up to $600.

I recently got 11 cents per point when transferring AMEX points to All Nippon Airways (ANA) to fly first class from Hawaii to Toyko. That would make the 30,000 point welcome bonus worth over $3000!

This is a rare redemption, but shows how you can get extravagant value from your flexible credit card points. Learn how to maximize your SCRA and MLA military credit card benefits in my 100% free, 5 day Ultimate Military Travel Hacking course.

Amex Green Card Annual Fee Increase

Due to the increased value of the card, AMEX is increasing the annual membership fee on this card to $150. However, as a military servicemember you can still get this card, and all Amex cards, with no annual fee.

Amex Green Card Revamp and Update

The Amex Green card update now makes this card an excellent compliment to the Amex Gold and Amex Platinum.

With these 3 cards (Green, Gold, and Platinum) you have the AMEX trifecta and can earn extra AMEX Membership Reward points in multiple categories.

Military SCRA MLA AMEX Platinum
American Express Gold Card No Annual Fee for Military Upgrade to Platinum
American Express Green Card for Military: No Annual Fee!

Because the Green Card is a credit card, it does count against your 5 AMEX credit card limit.

You can have unlimited AMEX charge cards, like the Platinum, but AMEX restricts it's members to 5 credit cards. Some military servicemembers have over 10 AMEX Platinum cards.

How to Get Amex Green Card SCRA Military Benefits Applied

SCRA is applied for Amex accounts opened before active duty service. If you get a SCRA denial letter, don't worry! You're probably good for MLA if you're already on active duty.

MLA is applied for Amex accounts opened while on active duty service. Amex MLA details here.

Is the Amex Green Card a Credit Card or Charge Card?

The October 2019 revamped American Express Green Card is changing from a charge card to a credit card. This is important because AMEX only allows you to have 5 credit cards at a time with them.

Here is the statement from AMEX on their new Green card:

Green from Amex is a credit card on which Card Members have no preset spending limit and can pay in full or carry a balance with interest on eligible charges, up to the Pay Over Time limit. The amount the Card Member spends above their Pay Over Time limit is included in full in their minimum due each month.

AMEX Green Card Credit Card Statement

Do you have the Amex Trifecta (Platinum, Gold, and Green) yet? If you are in the military, you really should! Let me know in the comments.

Learn more about applying for the American Express Platinum, American Express Gold Card, and American Express Green Card.

Amex Green Card FAQ

Is the Amex Green Card a Good Credit Card?

Yes, the new Amex Green Card is a great credit card if you travel or dine out for work or pleasure. The welcome bonus increased, the award categories fit in with other Amex Cards like The Platinum Card® from American Express and American Express® Gold Card, and the annual fee is waived for US military.

Is the Amex Green Card a Credit Card or a Charge Card?

The October 2019 revamped American Express Green Card is changing from a charge card to a credit card. This is important because Amex only allows you to have 5 credit cards at a time with them and 10 charge cards.

4 thoughts on “Amex Green Card Military: Annual Fee Waived, 45,000 Point Bonus”

  1. Hi Spencer!
    If I have the Amex Platinum and want to apply for the Green card with the intention of upgrading it to a platinum after a year – I need to create a separate account, so can I refer myself for an additional bonus?

    • Do NOT self refer. Amex will close all of your accounts. You can open a Green card and put it on a separate account to then upgrade it after one year.

  2. Have you ever gotten a retention bonus offer for any cards that the annual fee is waived for? I found the updates to the Amex Green pretty underwhelming so I’m weighing my options with what to do with it.

    • No, never received a retention bonus offer. AMEX Green is marketed as a credit card but still counts as a charge card for AMEX counting purposes. So it doesn’t count against your 5 AMEX card limit. I’d hold on to it and then upgrade to another AMEX Gold or AMEX Platinum card.


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