Amex Green Card Military: Annual Fee Waived, 45,000 Point Bonus

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The Platinum Card® from American Express card is annual fee waived for military. Terms apply.

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The American Express® Green Card military benefits are an annual fee waived for active duty military servicemembers and their spouses.

Amex offers this amazing military discount to comply with the Servicemembers Civil Relief Act and Military Lending Act. This is the same policy that waives the annual fee on The Platinum Card® from American Express (terms apply, see review).

Amex Green Card for US Military

American Express Green Card for Military: No Annual Fee!
  • American Express Green Card
  • $150 Annual fee (Amex Platinum waives all annual fees for military)
  • Earn 45,000 Membership Reward points after $2000 spend in the first 6 months of Card Membership (valued at over $900)
  • 3x points on travel including flights, hotels, transit, rental cars, taxis, and ridesharing services like Lyft and Uber
  • 3x points on restaurants worldwide
  • $100 per year statement credit to pay for CLEAR airport security expedited screening
  • $100 per year statement credit for LoungeBuddy purchases
  • No foreign transaction fees
  • Terms Apply

I'll show you how to maximize your military credit card benefits.

Get your first annual fee waived on the The Platinum Card® from American Express today.

New Amex Green Card Review

The updated Amex Green card is a much more valuable card than the previous version. The new Amex Green Card offers much better bonus spending categories, an increased welcome bonus, and great annual perks.

Check out our podcast episode on why military servicemembers and their spouses should get an Amex Green card:

Amex Green Bonus Spending Categories

The new Amex Green spending bonus categories fit neatly underneath the American Express® Gold Card (review) and The Platinum Card® from American Express spending categories (terms apply).

With the revamped Green Card, you can earn 3 Amex points per $1 spent on all travel categories. This includes:

  • Flights (even through third party travel sites like Expedia and Google Flights)
  • Hotels (even through booking.com and Orbitz)
  • Transit like subway and busses
  • Rideshare and taxis like Lyft, Uber, and NYC Yellow Cab
  • Rental cars, including booking third party

You can also earn 3x Amex Membership Reward points per $1 spent on restaurants worldwide. This is similar to the earn rate for the Chase Sapphire Reserve (full CSR military review here).

However, you can do better than 3x Amex points with the Amex Gold Card, which earns 4x points on restaurants. Read the full Amex Gold Card military review for more details.

Amex Green Card Welcome Bonus

The Green Card is welcome bonus is 45,000 Membership Reward (MR) points with $2000 spend in the first 3 months of opening your account.

This is one of the highest bonuses I have seen offered for this card in recent years. AMEX MR points can be cashed out through the Charles Schwab AMEX Platinum card at 1.25 cents per point. At that rate, 30,000 points would be worth $375 cash.

Usually though, you can get at least 2 cents per point when transferring to AMEX airline partners. That would drive the bonus value up to $600.

I recently got 11 cents per point when transferring AMEX points to All Nippon Airways (ANA) to fly first class from Hawaii to Toyko. That would make the 30,000 point welcome bonus worth over $3000!

This is a rare redemption, but shows how you can get extravagant value from your flexible credit card points. Learn how to maximize your SCRA and MLA military credit card benefits in my 100% free, 5 day Ultimate Military Travel Hacking course.

Amex Green Card Annual Fee Increase

Due to the increased value of the card, AMEX is increasing the annual membership fee on this card to $150. However, as a military servicemember you can still get this card, and all Amex cards, with no annual fee.

Amex Green Card Revamp and Update

The Amex Green card update now makes this card an excellent compliment to the Amex Gold and Amex Platinum.

With these 3 cards (Green, Gold, and Platinum) you have the Amex trifecta and can earn extra Amex Membership Reward points in multiple categories.

Military SCRA MLA AMEX Platinum
American Express Gold Card No Annual Fee for Military Upgrade to Platinum
American Express Green Card for Military: No Annual Fee!

Because the Green Card is a credit card, it does count against your 5 Amex credit card limit.

You can have unlimited AMEX charge cards, like the Platinum, but Amex restricts it's members to 5 credit cards. Some military servicemembers have over 10 AMEX Platinum cards.

Military SCRA MLA AMEX Platinum
  • The Platinum Card® from American Express – learn how to apply
  • Annual fee of $695 waived for US military personnel and spouses
  • Best Ever Public Offer: Earn 100,000 Membership Reward Points welcome bonus (valued at $2000+) when you spend $6000 in the first 6 months
  • Earn 5x points on airfare booked directly with airline or on amextravel.com up to $500,000 per calendar year
  • Earn 5x points on prepaid hotels at amextravel.com
  • Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®
  • $240 Digital Entertainment Credits: Up to $20 in monthly statement credits when you use your Platinum card to pay for: Peacock, Audible, Sirius, Disney+, The Disney Bundle, ESPN+, Hulu, and the New York Times. Enrollment Required.
  • $200 Uber Cash: Uber VIP status and up to $200 in Uber savings on Uber Eats and rides
  • $200 Airline Fee Credit: Up to $200 in statement credits per calendar year in baggage fees and more at 1 qualifying airline
  • $100 annual Saks Fifth Avenue credit, can be used for gift cards, enrollment required
  • 40 Centurion Lounges and 1200+ Priority Pass airport lounge access for free
  • $189 CLEAR® Credit: Use your Card and get up to $189 back per year on your CLEAR® membership. CLEAR® is available at select airports and stadiums.
  • $300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card(R). Enrollment required.
  • $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax. Plus Ups are excluded.
  • No foreign transaction fees
  • Heavy metal card that looks and feels really cool
  • The Platinum Card® from American Express – learn how to apply
  • Read my full review of the Amex Platinum card for military, terms apply
American Express Gold Card military AMEX Gold Card Military No annual fee SCRA $250 annual fee waived
  • Learn how to apply for the American Express® Gold Card
  • $250 Annual Fee waived for US military and spouses
  • Earn 60,000 Membership Reward® Points after spending $4,000 on eligible purchases with your new card in the first 6 months of Card Membership
  • Earn 4x points at restaurants, plus takeout and delivery in the US
  • Earn 4x points on US supermarkets (up to $25,000 per year, then 1x points) – includes OCONUS Commissaries
  • Earn 3x points on flights booked directly with the airline or on amextravel.com
  • No foreign transaction fees – great for the 4x on restaurants when travelling for fun, OCONUS TDY, or PCS!
  • $120 annual Uber or Uber Eats cash. Earned as $10 per month automatically.
  • $120 per year Dining Credit: Earn up to $10 per month in statement credits when you use your Amex Gold at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Molk Bar, and select Shake Shack locations. Enrollment required.
  • Choose between the Gold or Rose Gold version when you apply.
  • Read my full review of the Amex Gold card for military, terms apply

How to Get Amex Green Card SCRA Military Benefits Applied

SCRA is applied for Amex accounts opened before active duty service. If you get a SCRA denial letter, don't worry! You're probably good for MLA if you're already on active duty.

MLA is applied for Amex accounts opened while on active duty service. Amex MLA details here.

Is the Amex Green Card a Credit Card or Charge Card?

The October 2019 revamped American Express Green Card is changing from a charge card to a credit card. This is important because AMEX only allows you to have 5 credit cards at a time with them.

Here is the statement from AMEX on their new Green card:

Green from Amex is a credit card on which Card Members have no preset spending limit and can pay in full or carry a balance with interest on eligible charges, up to the Pay Over Time limit. The amount the Card Member spends above their Pay Over Time limit is included in full in their minimum due each month.

AMEX Green Card Credit Card Statement

Do you have the Amex Trifecta (Platinum, Gold, and Green) yet? If you are in the military, you really should! Let me know in the comments.

Learn more about applying for the American Express Platinum, American Express Gold Card, and American Express Green Card.

Amex Green Card FAQ

Is the Amex Green Card a Good Credit Card?

Yes, the new Amex Green Card is a great credit card if you travel or dine out for work or pleasure. The welcome bonus increased, the award categories fit in with other Amex Cards like The Platinum Card® from American Express and American Express® Gold Card, and the annual fee is waived for US military.

Is the Amex Green Card a Credit Card or a Charge Card?

The October 2019 revamped American Express Green Card is changing from a charge card to a credit card. This is important because Amex only allows you to have 5 credit cards at a time with them and 10 charge cards.

Amex Platinum Card With NO Annual Fees for Military

Amex Platinum Card Military

Military servicemembers and spouses can get The Platinum Card® from American Express with NO annual fees. This ultra premium luxury travel card normally has a $695 annual fee.

Learn how to apply for the Amex Platinum military fee waiver.

The Amex Platinum offers:

  • $695 Annual Fee WAIVED for US Military (and spouses)!
  • Earn 100,000 Membership Reward Points with $6000 spend in 6 month
  • Earn up to $200 annual Hotel Credit: Get $200 statement credit on prepaid Fine Hotels + Resorts or the Hotel Collection, which requires a two-night minimum stay, booked on Amex Travel and paid for with your Platinum Card
  • Earn up to $200 credit for Uber rides (or Uber Eats!) annually
  • Earn up to $200 airline fee credit
  • Centurion Lounge and Priority Pass Airport Lounge Access
  • Earn up to $100 annual Saks Fifth Avenue credit, can be used for gift cards, enrollment required
  • No foreign transaction fees, terms apply
  • Earn 5x points on airfare booked directly with airline or on amextravel.com up to $500,000 per calendar year
  • Transfer to 22 travel partners

These benefits, especially up to $600 of credits for hotels, airlines, and Uber, plus the massive 100,000 point welcome bonus, make the Amex Platinum card my TOP recommended card.

This is the largest welcome bonus on this card I've seen in years.

You have a leisurely 6 months to meet the $6000 minimum spend to earn the 100,000 points. That's only $1000 per month.

If you already have an Amex Platinum card, check out the American Express® Gold Card, fee waived Chase military credit cards like the Chase Sapphire Preferred, and this month's top recommended credit card bonuses, all with no annual fees for US military personnel and their spouses.

Military Money Manual has partnered with CardRatings for our coverage of credit card products. Military Money Manual and CardRatings may receive a commission from card issuers. Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

4 thoughts on “Amex Green Card Military: Annual Fee Waived, 45,000 Point Bonus”

  1. Hi Spencer!
    If I have the Amex Platinum and want to apply for the Green card with the intention of upgrading it to a platinum after a year – I need to create a separate account, so can I refer myself for an additional bonus?

    Reply
    • Do NOT self refer. Amex will close all of your accounts. You can open a Green card and put it on a separate account to then upgrade it after one year.

      Reply
  2. Have you ever gotten a retention bonus offer for any cards that the annual fee is waived for? I found the updates to the Amex Green pretty underwhelming so I’m weighing my options with what to do with it.

    Reply
    • No, never received a retention bonus offer. AMEX Green is marketed as a credit card but still counts as a charge card for AMEX counting purposes. So it doesn’t count against your 5 AMEX card limit. I’d hold on to it and then upgrade to another AMEX Gold or AMEX Platinum card.

      Reply

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