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- Platinum Card from American Express 60,000 points ($900) Available here.
- Chase Sapphire Reserve 50,000 points ($750) Available here.
As a military servicemember, you are entitled to certain special credit card benefits under the Servicemember Civil Relief Act (SCRA) and Military Lending Act (MLA).
Under a generous interpretation of the SCRA, American Express waives all annual cardholder fees.
Chase Bank will also waive all personal card annual fees under their interpretation of the Military Lending Act.
This can save you hundreds of dollars a year while still giving you access to some of the best credit cards in the world.
If you're new to credit cards, make sure you take my Ultimate Military Credit Cards Course. It's a 5 day, 100% free email based course to learn how to fly and stay at hotels for free.
American Express and Chase offer the most flexible rewards programs and have the best bonuses on the market. Check out the military credit card bonus page I update monthly.
It has the best bonuses available for a variety of cards on the market. It's also an easy way to support this site, as I receive a referral bonus if you use my links. Thanks in advance if you do use any of my links!
Signing up for credit card bonuses is the fastest way to earn cash back rewards, travel and hotel points, and airline miles.
Here are the best credit card offers available. I always earn at least $100 on a credit card welcome bonus and usually $500+.
The Platinum Card from American Express (open one here) is the Holy Grail of luxury travel cards.
It carries a $550 annual fee that is completely waived for US active duty servicemembers and their spouses.
Again, you pay $0 in annual fees if you are active military (or Guard or Reserve in some cases) or married to a servicemember.
The benefits of this card are fantastic:
- 60,000 Membership Rewards Points after $5000 spend in first 3 months after opening (terms apply)
- $200 credit for Uber rides (or Uber Eats!) annually
- $200 airline fee credit
- $100 annual Saks Fifth Ave Credit (see what I buy here)
- Centurion Lounge and Priority Pass Airport Lounge Access
- NO foreign transaction fees
- $550 Annual Fee WAIVED for US Military (and spouses)!
This is a must have card for every military servicemember. Get it in your wallet today!
Chase Sapphire Reserve
The Chase Sapphire Reserve is my favorite travel credit card. The bonus is 50,000 Ultimate Reward points worth $750 after spending $4,000 in 3 months.
No foreign transaction fees and 3x the points on travel and dining, my two favorite luxuries. You also get a $300 annual travel credit, which effectively reduces the $450 annual fee to $150.
Your UR points can also be spent in the UR travel portal for a 50% bonus, making your UR points even more valuable.
This is my most commonly used card, especially since it has no foreign transaction fees and I'm on an overseas assignment.
The 3% back on travel, whether it's hotels or airlines, means this card is always in my wallet. I also make sure I pay for all of my dining out on this card.
The travel partners you can transfer to, like Singapore Airlines and United, make this a powerful card to combine with the cash back Freedom cards.
You can consolidate all the points you earn across all of your Chase cards on this card for the most bang for your buck.